303 Roxboro Rd, Vermilion, OH, 44089
About This Home
Charming & Meticulously Maintained Cottage on a Double Lot in Vermilion-on-the-Lake! Nestled in the heart of the desirable Vermilion-on-the-Lake community, this beautifully maintained cottage sits on a spacious double lot just moments from the clubhouse, beach, and park. Built with durable block construction featuring a concrete overlay and attractive cedar accents, this home offers both character and lasting quality. Step inside to a cozy living room highlighted by a classic brick fireplace, perfect for relaxing after a day at the lake. The home features three comfortable bedrooms, one full bath, and an inviting kitchen with newer cabinetry. Kitchen appliances, along with the washer/dryer combo unit, are included for added convenience. The backyard is truly an entertainer's dream and a private oasis for relaxation. Enjoy gatherings with family and friends on the large covered concrete patio complete with a pergola, offering the perfect setting for outdoor dining, summer parties, or quiet evenings. The expansive double lot provides ample space and privacy, creating a peaceful retreat right at home. A standout feature of the property is the impressive 16' x 18' heated workshop with full electrical service. Whether you're tackling projects, pursuing hobbies, need extra storage, or envision additional hangout space, this versatile building offers endless possibilities. Additional updates and features include vinyl replacement windows, a newer roof, and an updated HVAC system with central air, providing comfort and peace of mind throughout the seasons. Whether you're looking for a seasonal getaway or a year-round retreat, this charming cottage combines comfort, character, and exceptional outdoor living in one of Vermilion-on-the-Lake's most sought-after locations.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Asphalt,Fiberglass
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: None
Bathroom
- Level: First
- Dimensions: 6 x 6
Bedroom
- Level: First
- Dimensions: 9 x 10
Bedroom
- Level: First
- Dimensions: 9 x 10
Bedroom
- Level: First
- Dimensions: 9 x 14
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Level: First
- Dimensions: 8 x 9
Features
- Bookcases,Built-in Features,Ceiling Fan(s),Eat-in Kitchen
- Number of fireplaces: 1
- Fireplace features: Family Room,Masonry
- Fireplace: Yes
- Finished area above ground: 860
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 860
- Total interior livable area: 860 sqft
Kitchen
- Level: First
- Dimensions: 8 x 9
Laundry
- Level: First
- Dimensions: 5 x 10
Living Room
- Level: First
- Dimensions: 11 x 19
Property
Details
- Parcel number: 0100002111018
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch,Porch,Terrace
- Fencing: Back Yard,Privacy,Wood
Lot
- Lot size: 6,098 sqft
- Features: Back Yard,Close to Clubhouse,Private,Rectangular Lot
- Lot size dimensions: 70 x 90
Parking
- Parking features: Asphalt,Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $82 | $984 |
| Property Taxes | $228 | $2,736 |
| Electricity | $193 | $2,320 |
| Total | $1,513 | $18,156 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $199,900 |
| 2026-06-29 | Price change | $219,900 |
| 2026-06-10 | Listed for sale | $229,900 |
| 1996-04-09 | Sold | $48,500 |
View on Zillow