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218 Ocean Hammock Loop, Daytona Beach, FL, 32124

2beds
2baths
1,303sqft
$387,500
$297price/sqft
$2,700/moest. monthly cost
$108,000/yrincome needed

About This Home

Welcome to 218 Ocean Hammock Loop at Latitude Margaritaville! This super-cute home had 20K of upgrades added during construction and is being sold fully FURNISHED including a washer and dryer. This 2 bedroom, 2 bath coastal CAMILLA cottage delivers the perfect blend of island charm and modern comfort. Bright, airy, and thoughtfully designed, this home features an inviting open-concept layout with plenty of natural light, stylish finishes, and a relaxed Key West vibe throughout. Step inside to a cheerful living area with striking wooden beam ceilings and a gorgeous colorful fireplace that flows seamlessly into the gourmet kitchen where there is a fantastic GAS RANGE and dining area. Both bedrooms are generously sized, offering comfort and privacy, with the primary suite boasting its own ensuite bath. Outside, enjoy your own slice of paradise with a cozy patio ideal for lounging, grilling, or soaking up the Florida sunshine. Located in the resort-style community of Latitude Margaritaville, you’ll have access to incredible amenities including pools, fitness centers, restaurants, theater, live entertainment, and endless social activities.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Mainland High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,303
  • Total interior livable area: 1,303 sqft

Kitchen

  • Level: First
  • Area: 280
  • Dimensions: 14x20

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 12x20

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 520601002238
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,959$23,508
Home Insurance *$190$2,280
Property Taxes $354$4,248
Electricity $197$2,366
Total$2,700$32,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,571/yr
40% on housing$81,000/yr
45% on housing$72,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 32124$214
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32124$208
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$392,900
2026-01-05Listing removed$2,975
2025-12-02Listed for rent$2,975
2024-09-26Sold$359,999
2024-09-05Pending sale$359,999
2024-08-30Price change$359,999
2024-07-05Price change$379,990
2024-07-01Price change$388,900
2024-06-18Price change$389,900
2024-06-11Price change$399,900
2024-06-06Price change$405,900
2024-05-31Price change$414,900
2024-05-08Listed for sale$425,000
2023-03-22Sold$425,000

For Sale by Agent

AgentKimberly Conway
BrokerageCOASTAL GATEWAY REAL ESTATE GR

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