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92-8968 Reef Pkwy, Ocean View, HI, 96737

--beds
0baths
--sqft
$65,500
--price/sqft
$740/moest. monthly cost
$29,600/yrincome needed

About This Home

Charming Off-Grid Property for Sale This unique off-grid property offers a combination of comfort and sustainability, perfect for those seeking a simpler, more self-sufficient lifestyle. Features - Primary Structure: 200 sq ft, well-insulated, and cozy - Deck: 100 sq ft, ideal for enjoying the outdoors - Metal Shed: 50 sq ft, perfect for storage or a workshop Utilities and Amenities: - Electrical: Wired for both 12V and 110V - Plumbing: Grey water system connected to Lava; chemical toilet with easy emptying into a small cesspool - Heating: Equipped with a powerful 30,000 BTU propane heater to keep you warm year-round - Surveyed Property: Property boundaries are clearly defined The property includes a Futon, entertainment center stand, table and chair, patio door curtains, room divider curtains, LTE network router, 1800w invertor solar system with battery, a 130 gallon water tank and 2 security cameras on separate networks. Embrace the opportunity to own this unique off-grid property that combines comfort, efficiency, and sustainability. Perfect for a weekend getaway, tiny home living, or a full-time residence. Don't miss out on this one-of-a-kind offering!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-613.2 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1227.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3920490200000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $331$3,972
Home Insurance *$16$192
Property Taxes $19$228
Electricity $374$4,497
Total$740$8,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,371/yr
40% on housing$22,200/yr
45% on housing$19,733/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96737$127
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96737$265
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$65,500
2026-03-03Listing removed$65,500
2025-09-11Listed for sale$65,500
2025-06-26Listing removed$78,800
2024-12-26Listed for sale$78,800
2024-10-28Listing removed$78,800
2024-05-15Listed for sale$78,800

For Sale by Agent

AgentAndrew S Bashrum
BrokerageKa'u Realty LLC

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