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308 Old Swamp Road, South Mills, NC, 27976

4beds
3baths
2,199sqft
$629,900
$286price/sqft
$4,012/moest. monthly cost
$160,480/yrincome needed

About This Home

This spacious 4-bedroom, 2.5-bath home features an open-concept layout designed for comfortable everyday living and entertaining. Soaring 9-foot ceilings throughout the home create an open, airy feel and enhance the home's spacious design. The kitchen showcases granite countertops, stainless steel appliances, an upgraded refrigerator, a large center island, and a pantry, along with a convenient butler's pantry connecting the kitchen and dining room for added storage and prep space. The kitchen also provides convenient access to a mudroom that connects directly to the two-car garage, which features an 8-foot garage door and a garage door opener with a built-in camera. A custom under-stair nook provides flexible space for storage, a reading/play nook, a pet retreat, or other creative uses. Upstairs, you'll find all four bedrooms, a conveniently located laundry room, and a spacious primary suite featuring an upgraded custom walk-in closet designed for enhanced organization and storage. The home is equipped with an Alert 360 security system, and all Ring cameras convey with the property for added peace of mind. Property Highlights * Built in 2024 * Approximately 2 acres * 4 bedrooms | 2.5 bathrooms * Dual-zone HVAC with two A/C units * 9-foot ceilings * Upgraded custom walk-in primary closet * No HOA & no deed restrictions * Open-concept floor plan * Mudroom/drop zone off the garage * Granite countertops & stainless steel appliances * Screened-in back porch with an added dog door for easy pet access * Finished driveway * Fenced yard * 12x12 Large storage shed * 20-ft Conex container conveys * RV electrical hookups installed * Ring cameras & 360 Alert security system convey * Garage door opener with built-in camera * Garage refrigerator can convey * Custom under-stair flex nook * Move-in ready

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Grandy PrimaryGrades PK-210.5 mi
5/10
Camden MiddleGrades 6-89.2 mi
5/10
Camden County High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,199
  • Total interior livable area: 2,199 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 01.7999.00.65.0088.0000
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 2.04 Acres
  • Features: Open Lot,Level
  • Lot size dimensions: 579 x 155 x 584 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Coastal Flooding
Cold Wave
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Camden County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$222$2,664
Property Taxes $401$4,812
Electricity $204$2,457
Total$4,012$48,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,554/yr
40% on housing$120,360/yr
45% on housing$106,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 27976$171
Camden County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 27976$196
Camden County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$589,000
2026-08-04Price change$597,000
2026-07-19Price change$629,900
2026-07-13Listed for sale$669,900
2025-05-01Sold$492,500
2025-04-28Contingent$489,900
2025-03-23Pending sale$489,900
2025-03-19Price change$489,900
2025-02-12Listed for sale$495,900
2024-08-01Sold$444,900
2024-07-03Contingent$444,900
2024-05-17Listed for sale$444,900

For Sale by Agent

AgentCraig Tribus
BrokerageBeycome Brokerage Realty LLC

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