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44 Horace St, Dayton, OH, 45402

4beds
3baths
1,920sqft
$298,500
$155price/sqft
$2,775/moest. monthly cost
$111,000/yrincome needed

About This Home

Presenting an exceptional single-family residence in Dayton, meticulously engineered for optimal comfort and unparalleled convenience. This exquisite two-story dwelling features four generously proportioned bedrooms and three full bathrooms, encompassing an expansive 1920 square feet of meticulously designed living space. This configuration is ideally suited for fostering a sophisticated lifestyle and facilitating elegant entertaining. A significant 0.09-acre lot provides a private outdoor sanctuary, enhancing the property's overall appeal. Strategically located at 44 Horace Street, this distinguished home is nestled within an esteemed, well-established neighborhood, guaranteeing a tranquil residential ambiance while maintaining seamless connectivity to the vibrant urban core of Dayton. This residence epitomizes a perfect synthesis of capacious interiors and a highly coveted, advantageous location, representing a prime acquisition for discerning clientele.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

4/10
Edison Elementary SchoolGrades PK-60.4 mi
3/10
Wogaman Middle SchoolGrades 7-82.0 mi
2/10
Dunbar High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1912

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Dimensions: 12 x 14

Bedroom

  • Level: Second
  • Dimensions: 15 x 14

Bedroom

  • Level: Second
  • Dimensions: 12 x 14

Bedroom

  • Level: Second
  • Dimensions: 14 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Living Room

  • Level: Main
  • Dimensions: 12 x 13

Property

Details

  • Parcel number: R72085020054
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,794 sqft
  • Lot size dimensions: 3789

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,509$18,108
Home Insurance *$631$7,572
Property Taxes $430$5,160
Electricity $205$2,471
Total$2,775$33,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,142/yr
40% on housing$83,250/yr
45% on housing$74,000/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 45402$80
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45402$60
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$298,500
2026-07-01Listing removed$315,000
2026-04-30Price change$315,000
2026-04-15Listed for sale$325,000
2022-06-03Sold$92,699
2022-02-18Pending sale$70,000
2022-02-13Listed for sale$70,000

For Sale by Agent

AgentPamela Goudeau
BrokerageHoward Hanna Real Estate Serv

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