845 Osmond Ave, Dayton, OH, 45402
About This Home
Move-in ready and full of opportunity, this Dayton home offers 3 bedrooms and 1full bath with a full unfinished basement providing storage or possible future living space. New Roof May 2026. The functional layout makes everyday living easy and comfortable. Ideal for a first-time homebuyer, this property may qualify for down payment assistance or grant programs, making homeownership even more attainable. Whether you’re looking to expand an existing portfolio or take your first step into real estate investing, this property presents a flexible and rewarding opportunity.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Second
- Dimensions: 10 x 8
Bedroom
- Level: Second
- Dimensions: 12 x 10
Bedroom
- Level: Second
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Dimensions: 12 x 12
Features
- Window features: Vinyl
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,304
- Total interior livable area: 1,304 sqft
Kitchen
- Level: Main
- Dimensions: 10 x 8
Living Room
- Level: Main
- Dimensions: 16 x 12
Property
Details
- Parcel number: R72123060048
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Exterior features: Porch
Lot
- Lot size: 4,800 sqft
- Lot size dimensions: 120 x 40 x 120 x 40
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $115 | $1,380 |
| Electricity | $193 | $2,320 |
| Total | $881 | $10,572 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $79,900 |
| 2026-06-19 | Price change | $89,900 |
| 2026-06-08 | Listed for sale | $105,900 |
| 2026-03-25 | Listing removed | $95,000 |
| 2026-02-23 | Price change | $95,000 |
| 2026-01-22 | Listed for sale | $99,900 |
| 2020-01-17 | Sold | $13,000 |
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