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236 Thompson De Borgia Rd, De Borgia, MT, 59830

1beds
1baths
1,269sqft
$475,000
$374price/sqft
$2,962/moest. monthly cost
$118,480/yrincome needed

About This Home

Escape to your own Montana retreat with this beautifully crafted log cabin tucked among the pines. This one-bedroom, one-bath home, sitting on just over an acre, features a warm interior with rich wood finishes, exposed beams, & a cozy wood stove. Ride your snowmobile or ATV from the cabin, or enjoy endless opportunities for hunting, fishing, hiking, horseback riding, & wildlife viewing. A heated, insulated shop with 220v service offers space for projects & gear, plus hay & firewood storage. RV sewer & electric hookups make it ideal for guests, & the fenced property is ready for animals. The community center next door adds to its appeal—offering a library, basketball court, & local events. Relax on the deck or gather around the firepit under Montana’s star-filled skies. Conveniently located off I-90 with easy access to Missoula or Coeur d’Alene, & just 15 minutes from Lookout Pass Ski Area and the Hiawatha Bike Trail. The perfect mix of comfort, community, and rustic Montana charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
St Regis SchoolGrades PK-612.8 mi
7/10
St Regis 7-8Grades 7-812.8 mi
5/10
St Regis High SchoolGrades 9-1212.8 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace,Open Floorplan,Vaulted Ceiling(s)
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Propane,Wood Stove

Interior Area

  • Total interior livable area: 1,269 sqft

Property

Details

  • Parcel number: 54285530204170000
  • Special condition: Standard
  • Horse amenities: Tack Room

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Front Porch
  • Exterior features: Fire Pit,RV Hookup,Propane Tank - Leased
  • Fencing: Cross Fenced,Perimeter,Wire
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 1.00 Acres
  • Features: Back Yard,Corners Marked,Level,Pasture,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Heated Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Wildfire
Ice Storm
Landslide

FEMA Declared Disasters in Mineral County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $161$1,932
Property Taxes $249$2,988
Electricity $151$1,812
Total$2,962$35,544

Income You'd Need if You Spent...

35% on housing$101,554/yr
40% on housing$88,860/yr
45% on housing$78,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 59830$246
Mineral County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 59830
Mineral County$332

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-17Listed for sale$475,000
2025-08-01Listing removed$475,000
2025-05-14Price change$475,000
2025-02-23Listed for sale$495,000
2025-02-15Listing removed$495,000
2024-08-13Listed for sale$495,000
2022-03-01Sold--
2022-01-25Pending sale$425,000
2022-01-06Price change$425,000
2021-09-17Listed for sale$450,000

For Sale by Agent

AgentAmy Schwartzenberger
BrokerageEngel & Völkers Western Frontier - Bigfork

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