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41120 Rcr Unit 50-106A, Steamboat Springs, CO, 80487

1beds
0baths
0sqft
$3,876,990
--price/sqft
$21,552/moest. monthly cost
$862,080/yrincome needed

About This Home

The Tow Creek Ranch is 619 +/- acres located 15 minutes west of Steamboat Springs. A recreation and sportsman's dream property sitting in GMU 214 is home to many resident elk and deer throughout the ranch. Throughout the fall and early winter the migration of elk from the east gives a constant influx of new game moving through the property. There is approximately 3/4 mile of Tow Creek as well as multiple springs providing water.The ranch has a dramatic landscape with grassy valleys,  oak brush and aspen ridges.  The land is well watered with 3/4 of a mile of Tow Creek and several springs and ponds are located throughout the property.  There is ample cover and feed for wildlife and livestock as well.  Looking around  from the highest ridges provides views of Mt. Werner, the Zirkel Wilderness and the Park Range as well as Pyramid Peak and the Flat Tops and the Gore Range to the south.   There is currently a grazing lease in place with a well known producer, providing some income and allowing the ranch to maintain its agricultural status.    The ranch has a very good road and trail network that allows travel to just about every portion of the ranch either by pickup, side by side or ATV.  Elevations of the ranch are from approximately 7200′ -7700′. There is a 374 Sq. Ft.  1 bedroom and 1 bathroom cabin with modest finishes located on the south edge of the property with a small pond and brook just out the front door.  The detached 10'x20 garage/equipment building gives ample room for storage and holds a generator that provides power to the cabin and garage.   Water for the cabin is provided from a spring that is piped in from just north of the building site.   The cabin is comfortable but rustic and sits in a beautiful shaded valley along the southern border of the ranch. Located in hunting Colorado Game Management unit 214, the ranch qualifies for landowner vouchers for deer with over the counter tags for elk .  Hunting on the ranch for is top notch and hunters can expect opportunities for elk, mule deer, black bear, mountain lion, multiple  small game animals as well as sharp-tail and Dusky Grouse. With an excellent trail and road system the ranch is set up well for horseback riding, ATV and UTV riding, hiking, biking, snowmobiling, snow shoeing and cross country skiing. The nearby National Forest provides unlimited recreational opportunities with the lakes and trail heads.  Skiing at the famed Steamboat Ski area and Howelsen Hill are just a short 15-20 minute drive.  There is a very diverse variety of songbirds and migratory birds for the bird watching enthusiast. Currently the ranch is leased by a local rancher for summer grazing.  The summer grazing season is approximately June 15th to October 15th. Utilized as a summer and fall family destination ranch the property has been enjoyed by multiple generations and is one of the most beautiful locations in the Yampa Valley.   The original homestead cabin still stands in the big meadow just east of where the current cabin sits. Routt County is known for its mild summers and snowy winters.  On average the area sees over 243 days of sun.  Rainfall in the area is around 18-20 inches annually and snowfall on average is 130+ inches.  Typically summers temps will average 55-85 degrees and winter will see 6-40 degrees average.   Higher and lower temps are always possible.   Steamboat Springs is known for its exceptional skiing snow referred to as Champagne powder.    This describes the dry, fluffy powder that is common on the mountain.   The area is home to the Yampa River, Elk River and many tributary streams that feed those two main rivers. Historically, the Routt County area was home to nomadic Ute Indians before the mid-nineteenth century, when gold discoveries near Hahn's Peak, above the Elk River valley, attracted white prospectors. Ranchers and farmers followed the miners, taking advantage of the area's fertile river valleys.  Steamboat Springs was originally named for the sound of the hot springs along the river making the chug, chug sound of a steamboat.  There are many accounts of the vast herds of wildlife in the area as settlers came into the valley and that still holds true today with large herds of elk, mule deer and pronghorn antelope covering the landscape. Tow Creek Ranch was homesteaded by, and has been in the same family for decades.  The ranch has rich history of being a part of a larger cattle ranch that produced cattle that were driven to Steamboat Springs to the railhead in the early days of the Cowtown. Tow Creek Ranch sits just 20 minutes west of downtown Steamboat Springs and 20 minutes east of the Yampa Valley Regional Airport.  The property is very private in its location sitting above Tow Creek just off RCR 50.  The drive crosses Tow Creek and winds into  the property from the west where the home is tucked into a shady mountain valley with a small creek and pond near by.   There are breathtaking views in every direction from the ranch.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
3/10
Hayden Middle SchoolGrades 6-811.0 mi
5/10
Hayden High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Finished area above ground: 384

Interior Area

  • Total structure area: 384

Property

Details

  • Lease amount: 0

Lot

  • Lot size: 619 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Avalanche
Landslide
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,604$235,248
Home Insurance *$858$10,296
Property Taxes $904$10,848
Electricity $186$2,232
Total$21,552$258,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$738,925/yr
40% on housing$646,560/yr
45% on housing$574,720/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
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How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.0%
17.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 80487$850
Routt County$767

vs Homes Sold Last Month

Median $/sqft

ZIP 80487$703
Routt County$532

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$3,876,990
2025-11-11Listing removed$3,876,990
2025-08-08Price change$3,876,990
2025-06-13Listed for sale$4,887,000
2025-06-01Listing removed$4,887,000
2025-04-28Price change$4,887,000
2024-09-21Listed for sale$5,530,000
2024-09-20Listing removed$5,530,000
2024-08-20Price change$5,530,000
2024-06-13Listed for sale$7,700,000

For Sale by Agent

AgentClay Owens
BrokerageHayden Outdoors Real Estate

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