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101 Gunsmoke Trail, Moyock, NC, 27958

4beds
3baths
2,360sqft
$579,900
$246price/sqft
$3,653/moest. monthly cost
$146,120/yrincome needed

About This Home

Plan Details This inviting 1,988 sq. ft. Modern Farmhouse house plan features 3 to 4 bedrooms, 2 to 3 full bathrooms, and an attached 600 sq. ft. 2-car garage, showcasing a classic yet contemporary exterior with board-and-batten siding. Upon entry, you are greeted by an open-concept layout where the vaulted Great Room and Kitchen create a spacious and airy atmosphere, perfect for daily living and social gatherings. The main living areas flow seamlessly, with the vaulted kitchen featuring ample counter space and a convenient butler's walk-in pantry, connecting effortlessly to the dining room which boasts a 9' ceiling, offering an ideal setting for intimate dinners or lively entertaining. The main floor hosts a luxurious master suite, thoughtfully designed with a 10' tray ceiling and a private bath, ensuring a tranquil retreat. The split bedroom layout provides privacy, situating secondary bedrooms on the opposite side of the home, each offering comfortable living spaces. Practicality meets style with a dedicated mudroom, offering a functional transition space from the garage, and a conveniently located main-level laundry room, streamlining daily chores. Enjoy morning coffee on the charming 132 sq. ft. front porch or host al fresco dinners on the expansive 283 sq. ft. rear porch, providing enough room for an outdoor kitchen, still providing ample space for relaxation and entertaining amidst the fresh air. An additional 372 sq. ft. finished bonus room above the garage with full bath, offering versatile space for a fourth bedroom, home office, or a media room to suit your evolving needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Moyock MiddleGrades 6-87.0 mi
4/10
Currituck County HighGrades 9-127.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s),Wired for Data
  • Flooring: LVT/LVP,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only,Walk-In

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,360
  • Total interior livable area: 2,360 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0049000014a0000
  • Zoning: Sfm: Single-Family Reside
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 0.92 Acres
  • Lot size dimensions: 166 x 240

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Concrete,Garage Door Opener,Off Street,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hurricane
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Currituck County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$172$2,064
Property Taxes $330$3,960
Electricity $219$2,637
Total$3,653$43,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,245/yr
40% on housing$109,590/yr
45% on housing$97,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 27958$225
Currituck County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 27958$241
Currituck County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$579,900

New Construction

AgentJim Allman
BrokerageUltra VA NC OBX

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