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307 Oberle Ave, Baltimore, MD, 21221

5beds
2baths
2,160sqft
$379,990
$176price/sqft
$2,790/moest. monthly cost
$111,600/yrincome needed

About This Home

REDUCED AGAIN!! Owners say SELL! Send an offer. ALL offers will be considered. LIKE NEW Beautiful 5 bedrooms, 2 full bathrooms home. Remodeled in 2024 with new everything: kitchen, SS appliances, hardwood flooring, new baths, new HVAC, new water heater, new quartz countertops. Lower level fully finished has 2 bedrooms and 1 full bath. Driveway and plenty of street parking. Huge yard, Great location.

Getting Around

40
WalkingCar-Dependent
38
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

4/10
Essex Elementary SchoolGrades PK-50.6 mi
2/10
2/10
Kenwood High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1961

Materials

  • Foundation: Block,Brick/Mortar
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Ice Maker,Dryer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 1080

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Attic
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 1,080
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151519001790
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 1.00 x

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$141$1,692
Property Taxes $447$5,364
Electricity $281$3,374
Total$2,790$33,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,657/yr
40% on housing$83,700/yr
45% on housing$74,400/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$161
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$369,990
2026-07-29Price change$379,990
2026-07-14Listed for sale$389,990
2024-06-26Sold$350,000
2024-05-22Pending sale$349,900
2024-05-08Listed for sale$349,900
2024-05-08Contingent$349,900
2024-05-02Listed for sale$349,900
2024-02-02Sold$191,000
2024-01-18Pending sale$175,000
2024-01-16Listed for sale$175,000
2024-01-04Pending sale$175,000
2024-01-03Listing removed--
2023-12-30Listed for sale$175,000

For Sale by Agent

AgentJorge Vargas
BrokerageUnionPlus Realty, Inc.

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