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14 Tulip Tree Ct, Baltimore, MD, 21221

3beds
2baths
1,960sqft
$399,900
$204price/sqft
$3,013/moest. monthly cost
$120,520/yrincome needed

About This Home

PRICE IMPROVEMENT Welcome to this single-family home located in a quiet cul-de-sac in Essex, Maryland (21221). Built in 1981, the detached property features 1,960 square feet of interior livable area and 1.5 bathrooms. It sits on a spacious 8,999 square foot lot and is served by local Baltimore County Public Schools, including Orems Elementary School, which is situated just a short walk away. Close to waterfront recreation at Cox's Point Park, which features public boat launches, fishing piers, and playgrounds. This home is being sold AS-IS. The seller will not make any repairs.

Getting Around

15
WalkingCar-Dependent
36
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

7/10
Orems Elementary SchoolGrades PK-50.3 mi
2/10
2/10
Kenwood High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1981

Materials

  • Foundation: Block
  • Construction materials: Brick,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Cooktop,Electric Water Heater

Basement

  • Features: Basement - Finished
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen Island
  • Window features: Skylight(s)
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,960

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 1,960 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 04151800013830
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Multi/Split,Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 8,999 sqft
  • Lot size dimensions: 1.00 x

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$148$1,776
Property Taxes $562$6,744
Electricity $281$3,374
Total$3,013$36,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,302/yr
40% on housing$90,390/yr
45% on housing$80,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$161
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$399,900
2026-07-03Listed for sale$408,000

For Sale by Agent

Agentshelley kerby
BrokerageReal Estate Professionals, Inc.

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