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1260 Sugarwood Cir APT 302, Baltimore, MD, 21221

3beds
1baths
899sqft
$165,000
$184price/sqft
$1,483/moest. monthly cost
$59,320/yrincome needed

About This Home

Stop Renting and Start Building Your Future! Why continue paying rent when you could own this spacious 3-bedroom, 1-bath condo and start building equity? This home is the perfect opportunity for first-time buyers who aren't afraid to add their own personal touches. Offering a functional layout with three generously sized bedrooms, this condo provides the space you need at a price that's hard to beat. While it could use some cosmetic updates, the major opportunity is yours—the chance to create a home that reflects your style instead of settling for a landlord's. With monthly ownership costs that may compare favorably to renting, this property is ideal for buyers looking to invest in themselves rather than someone else's property. Whether you're ready to stop renting, buying your first home, or looking for an affordable investment, this condo has the potential you've been waiting for. Bring your vision, add a little sweat equity, and make this one your own!

Getting Around

22
WalkingCar-Dependent
45
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

3/10
4/10
Deep Creek Middle SchoolGrades 6-80.6 mi
3/10
Chesapeake High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 899

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 899
  • Total interior livable area: 899 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04152100014420
  • Attached to another structure: Yes
  • Zoning: DR
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$61$732
Property Taxes $307$3,684
Electricity $281$3,374
Total$1,483$17,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,845/yr
40% on housing$44,490/yr
45% on housing$39,546/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$163
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$165,000
2026-06-01Listed for sale$175,000
2025-10-18Listing removed$167,500
2025-07-19Listed for sale$167,500
2024-04-06Listing removed--
2024-04-01Listed for rent$1,650
2019-05-09Listing removed$1,400
2019-04-17Listed for rent$1,400
2019-02-14Listing removed$1,400
2019-02-09Listed for rent$1,400
2018-11-30Listing removed$1,400
2018-06-27Price change$1,400
2018-06-25Listed for rent$1,450
2017-08-30Listing removed$1,400
2017-08-17Price change$1,400
2017-07-24Price change$1,350
2017-03-19Listed for rent$1,400
2017-03-03Sold$50,000
2016-03-23Sold$70,000
2015-12-04Listing removed$70,000
2015-11-18Pending sale$70,000
2015-09-14Price change$70,000
2015-08-29Listed for sale$75,000
2015-08-04Pending sale$75,000
2015-07-28Listed for sale$75,000
2004-10-26Sold$84,900

For Sale by Agent

AgentJanis Hopkins
BrokerageAmerican Premier Realty, LLC

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