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13304 Old Hanover Rd, Reisterstown, MD, 21136

3beds
2baths
1,808sqft
$414,900
$229price/sqft
$2,969/moest. monthly cost
$118,760/yrincome needed

About This Home

Don’t miss this beautifully updated 3-bedroom, 2-bath rancher offering comfortable one-level living with added space below! The fully finished basement features a spacious rec room plus an additional office or potential 4th bedroom—perfect for working from home or hosting guests. This home has been thoughtfully upgraded with a new roof, new windows, and a new HVAC condenser, giving you peace of mind for years to come. Inside, you’ll find an updated kitchen and bathrooms, complemented by new flooring and modern fixtures throughout. The property also boasts a 2-car detached garage that’s a true mechanic’s or contractor’s dream—complete with electric and a pellet stove for year-round use. Ample driveway parking ensures plenty of space for vehicles, equipment, or guests. Situated on a large, rural, and secluded lot, this home offers the perfect blend of privacy and functionality. A rare find with so many upgrades—schedule your showing today!

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
11
BikeSomewhat Bikeable

Schools

7/10
3/10
Franklin Middle SchoolGrades 6-81.8 mi
5/10
Franklin High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Features

  • Flooring: Ceramic Tile,Luxury Vinyl
  • Finished area below ground: 800
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,816
  • Total interior livable area: 1,808 sqft

Laundry

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04040408002610
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Oversized,Other,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$160$1,920
Property Taxes $431$5,172
Electricity $281$3,374
Total$2,969$35,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,794/yr
40% on housing$89,070/yr
45% on housing$79,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 21136$206
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21136$219
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$414,900
2026-04-09Listed for sale$424,900
2026-01-02Sold$207,500
2025-10-17Sold$207,500
2025-09-19Pending sale$199,999
2025-09-18Listing removed$199,999
2025-09-16Listed for sale$199,999

For Sale by Agent

AgentNicole Hoeck
BrokerageNetRealtyNow.com, LLC

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