3909 Thoroughbred Ln, Owings Mills, MD, 21117
About This Home
Welcome to 3909 Thoroughbred Lane! A fully renovated 5 bedroom, 3 ½ bathroom home offering an interior with modern design and country undertones. Situated on a picturesque acre with a peaceful natural setting allows plenty of space for outdoor activities and a place to relax on a beautiful day. The new kitchen, bathrooms, flooring, paint, plumbing, light fixtures and windows leave nothing left for the buyers to do but move right in. Great location with easy access to Owings Mills Blvd and route 695. One year home warranty included. Schedule your appointment today!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Block
- Construction materials: Frame
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 1040
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,040
- Finished area above ground: 2,120
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Other,Electric
Interior Area
- Total structure area: 3,160
- Total interior livable area: 3,160 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 04041700003191
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 0.92 Acres
- Lot size dimensions: 3.00 x
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,437 | $41,244 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $720 | $8,640 |
| Electricity | $402 | $4,831 |
| Total | $4,774 | $57,288 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Listed for sale | $719,900 |
| 2025-12-23 | Sold | $400,000 |
| 2024-08-20 | Listing removed | -- |
| 2024-08-18 | Price change | $449,000 |
| 2024-08-07 | Listed for sale | $475,000 |
View on Zillow