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11 9th St, Ridgely, MD, 21660

2beds
1baths
864sqft
$265,000
$307price/sqft
$2,069/moest. monthly cost
$82,760/yrincome needed

About This Home

Step into this well kept 2 bedroom, 1 bath rancher and feel instantly at home. Enjoy your morning coffee or an afternoon barbeque on the back patio with a privacy fenced back yard. Recent updates include vinyl plank flooring (2024), New roof, new refrigerator, new light fixtures and a fully encapsulated crawl space with sump pump - french drain and dehumidifier. All that's needed is your touch of color to make this house your home. Don't miss your opportunity on this cozy home in a quiet, charming neighborhood. Call to schedule your showing today.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Ridgely Elementary SchoolGrades PK-50.9 mi
4/10
Lockerman Middle SchoolGrades 6-84.4 mi
4/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1994

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level,Hookup

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic,Bathroom - Tub Shower,Ceiling Fan(s),Combination Kitchen/Dining,Eat-in Kitchen,Kitchen - Table Space,Dry Wall
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Heat Pump,Electric

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0607016433
  • Zoning: R1
  • Special condition: Standard
  • Exclusions: Curtain Rods

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Sidewalks,Street Lights
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 8,863 sqft
  • Features: Corner Lot/Unit

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$121$1,452
Property Taxes $328$3,936
Electricity $281$3,374
Total$2,069$24,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,937/yr
40% on housing$62,070/yr
45% on housing$55,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 21660$155
Caroline County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 21660
Caroline County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$269,900
2016-10-26Sold$65,000
2016-04-06Sold$85,000
2015-03-21Listing removed$97,000
2014-01-15Price change$97,000
2013-09-22Listed for sale$99,000
2008-11-12Sold$139,900
2008-01-31Sold$140,000
2003-10-02Sold$100,000

For Sale by Agent

AgentDiane Wenk
BrokerageWright Real Estate

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