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216 Gracecroft Ct, Havre De Grace, MD, 21078

3beds
3baths
1,372sqft
$294,900
$215price/sqft
$2,088/moest. monthly cost
$83,520/yrincome needed

About This Home

Cozy 3 bedroom 2.5 bathroom townhome in Havre de Grace. Carpeting in living and dining room on main level and 3 bedrooms on upper level. Living room has a bay window. Cute black and white eat-in kitchen provides access to raised deck with canopy overlooking serene green wooded area. One full bathroom off upper level hallway and one full bath in primary bedroom plus half bathroom on main level. Lower level is unfinished and provides access to backyard and outside shed. Must see!!!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 45
  • Dimensions: 5 X 9

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 90
  • Dimensions: 9 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Carpet,Fireplace - Gas
  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Features

  • Combination Dining/Living
  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,372

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 1,372 sqft

Kitchen

  • Features: Flooring - Vinyl,Kitchen - Gas Cooking,Pantry
  • Level: Main
  • Area: 99
  • Dimensions: 9 X 11

Living Room

  • Features: Flooring - Carpet,Fireplace - Gas
  • Level: Main
  • Area: 198
  • Dimensions: 11 X 18

Primary Bedroom

  • Features: Walk-In Closet(s),Flooring - Carpet,Cathedral/Vaulted Ceiling
  • Level: Upper
  • Area: 165
  • Dimensions: 15 X 11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1306054757
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1,650 sqft
  • Features: Backs to Trees

Parking

  • Parking features: Assigned,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$85$1,020
Property Taxes $231$2,772
Electricity $281$3,374
Total$2,088$25,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,588/yr
40% on housing$62,640/yr
45% on housing$55,680/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 21078$176
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21078$209
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$294,900
2026-07-03Listed for sale$294,900
2022-10-31Sold$259,000
2022-10-04Pending sale$259,000
2022-09-30Listed for sale$259,000
2019-09-03Listing removed$1,495
2019-04-26Listed for rent$1,495
2017-09-19Listing removed$1,475
2017-07-29Listed for rent$1,475
2012-03-03Listing removed$1,300
2012-02-08Price change$1,300
2011-10-25Listed for sale$1,350
2007-03-02Sold$210,000
2003-11-12Sold$135,900
2001-06-15Sold$115,000

For Sale by Agent

AgentZachary M Pencarski
BrokerageRedfin Corp

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