See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

512 Waterford Rd, Silver Spring, MD, 20901

3beds
3baths
1,587sqft
$595,900
$375price/sqft
$4,035/moest. monthly cost
$161,400/yrincome needed

About This Home

Welcome to this beautifully maintained home in the sought-after Woodmoor neighborhood. The main level offers spacious living areas, one oversized bedroom with an en-suite bath, an additional full bath, and a remodeled eat-in kitchen. The home was originally configured as a three-bedroom layout, and the current oversized bedroom could potentially be converted back if desired. The spacious walkout basement includes a large recreation area, an additional bedroom, full bath, and ample storage space. While the basement would benefit from updates, the home has been well cared for over the years and offers solid construction and excellent potential for customization. The backyard provides plenty of outdoor space and features a greenhouse with convenient rear access. Full of character and opportunity, this home is ideal for buyers looking to add their personal touches while enjoying a property with great bones in a desirable neighborhood. Conveniently located near shopping, dining, schools, parks, and commuter routes.

Getting Around

25
WalkingCar-Dependent
46
TransitSome Transit
13
BikeSomewhat Bikeable

Schools

4/10
5/10
Eastern Middle SchoolGrades 6-80.4 mi
7/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1137

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Exterior Entry,Interior Entry,Partially Finished,Rear Entrance,Space For Rooms,Windows

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 450
  • Finished area above ground: 1,137

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,274
  • Total interior livable area: 1,587 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,2+ Access Exits,Accessible Approach with Ramp

Details

  • Parcel number: 161301351782
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,852 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,013$36,156
Home Insurance *$147$1,764
Property Taxes $594$7,128
Electricity $281$3,374
Total$4,035$48,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,342/yr
40% on housing$121,050/yr
45% on housing$107,600/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 20901$276
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20901$329
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$594,900
2026-07-21Price change$595,900
2026-07-06Price change$599,900
2026-06-15Listed for sale$615,000
2014-02-28Sold$180,000

For Sale by Agent

AgentGerman Llerena
BrokerageRLAH @properties

Similar Homes