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224 Main St, Church Hill, MD, 21623

4beds
3baths
2,668sqft
$615,000
$231price/sqft
$4,431/moest. monthly cost
$177,240/yrincome needed

About This Home

Opportunity is knocking!!! This property has been FULLY renovated and ready for you! Single Family Home, Investment Property, YOUR CHOICE!!!! Hits the market 8/21!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
4/10

Construction

Condition

  • Year built: 1893

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,668

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,668
  • Total interior livable area: 2,668 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1802009951
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Driveway,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Coastal Flooding
Hail
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$329$3,948
Property Taxes $654$7,848
Electricity $339$4,079
Total$4,431$53,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,920/yr
40% on housing$132,930/yr
45% on housing$118,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 21623$186
Queen Anne's County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 21623$145
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$615,000
2026-02-20Sold$99,900
2026-02-06Pending sale$99,900
2026-01-16Listed for sale$99,900
2024-05-14Sold$67,910
2017-01-27Sold$74,200
2016-12-08Pending sale$75,000
2016-11-21Price change$75,000
2016-09-03Price change$89,000
2015-09-10Price change$99,000
2015-05-28Price change$119,500
2014-09-30Listed for sale$126,500
2011-08-28Listing removed$35,000
2011-08-10Price change$35,000
2011-03-31Price change$169,000
2011-02-26Price change$179,900
2011-02-11Price change$45,000
2011-02-09Price change$179,900
2011-01-31Price change$45,000
2011-01-29Price change$179,900
2011-01-16Price change$45,000
2011-01-13Price change$179,900
2010-12-29Price change$45,000
2010-12-27Price change$179,900
2010-12-01Price change$45,000
2010-11-29Price change$179,900
2010-10-24Listed for sale$45,000
1996-12-10Sold$70,000

Coming Soon

AgentCrystal Smith
BrokerageRE/MAX Executive

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