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931 Petinot Pl, Stevensville, MD, 21666

4beds
2baths
2,000sqft
$515,000
$258price/sqft
$3,514/moest. monthly cost
$140,560/yrincome needed

About This Home

Buyers loss your WIN !Beautifully maintained 4-bedroom, 2 full bath home located in water-access community of Cloverfields, just mins from Bay Bridge. *Fresh paint and carpet!*This spacious 2,000 sq ft home offers a flexible floor plan with 2 bedrooms and 1 full bath on the main level, and 2 additional bedrooms and 1 full bath on the upper level. A large bonus room off the primary bedroom provides potential for a 5th bedroom, nursery, office, or additional storage. Balcony off master overlooks lush backyard. Large Maintenance-free deck opens to generous patio space- perfect for entertaining! Fenced backyard, large shed & attached garage. Recent updates include roof (2017), vinyl deck (approx. 2 years), paver patio (approx. 1 year), rear slider doors (approx. 1–2 years), and garage door (approx. 2 years).*Home Warranty for the Buyers! Cloverfields community amenities include pool, clubhouse, private beach, boat ramp, marina, fishing pier, basketball court, and tot lot. Convenient location near shopping, dining, Kent Narrows, and major commuter routes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10
Kent Island High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1994

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Accessibility

  • Accessibility features: >84" Garage Door,2+ Access Exits

Details

  • Parcel number: 1804067290
  • Zoning: NC-15
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Private Beach
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,River
  • Waterbody name: Chester River

Lot

  • Lot size: 0.36 Acres
  • Features: Backs to Trees

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$192$2,304
Property Taxes $437$5,244
Electricity $281$3,374
Total$3,514$42,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,480/yr
40% on housing$105,420/yr
45% on housing$93,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$287
Queen Anne's County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$509,995
2026-08-12Price change$511,989
2026-07-22Price change$515,000
2026-07-10Price change$509,989
2026-06-23Price change$519,000
2026-05-18Listed for sale$529,989
2026-05-11Contingent$529,989
2026-04-26Price change$529,989
2026-04-19Listed for sale$549,000
1997-05-02Sold$162,500
1994-09-23Sold$136,900

For Sale by Agent

AgentMichael Roenigk
BrokerageChaney Homes, LLC

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