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319 Blue Bay Rd, Stevensville, MD, 21666

9beds
8baths
10,152sqft
$4,158,000
$410price/sqft
$27,100/moest. monthly cost
$1,084,000/yrincome needed

About This Home

Nestled within the prestigious Wolf Farm community, this exquisite residence offers a harmonious blend of luxury and comfort, perfect for those seeking an elevated lifestyle. This property is one of few on Kent Island that has unobstructed views of Annapolis, Baltimore and the Chesapeake Bay Bridge. Guests are welcomed with a gated circular drive adorn with stone pillars, lush flower beds and a professionally manicured lawn. The neoclassical architectural style mimics that of Thomas Jeffersons home Monticello. Spanning an impressive 10,152 square feet, the kitchen has been meticulously renovated in 2026, ensuring convenience of use while gazing at the Bay. Step inside to discover an open floor plan that invites natural light to dance across the stunning marble and luxury vinyl plank flooring. The eat-in kitchen and separate formal dining room provide ample space for entertaining, while the pantry ensures that all your culinary needs are met. The primary suite is a true sanctuary, boasting a bay-front view, a lavish primary bath, and expansive walk-in closets. Each of the nine bedrooms is designed with comfort in mind, offering generous space and thoughtful details. With eight full bathrooms, morning routines are a breeze, ensuring privacy and convenience for all. The heart of the home is complemented by three elegant fireplaces, creating cozy nooks for relaxation. Recessed lighting and upgraded countertops throughout add a touch of sophistication, while the wet/dry bar and custom wine cellar elevate your entertaining experience. Step outside to your personal oasis, where a stunning in-ground pool awaits, surrounded by multiple terraces and balconies that overlook the serene Chesapeake Bay. With 500 feet of waterfrontage, this property offers unparalleled access to the water, complete with a private composite dock that accommodates multiple slips for your boating adventures. Whether you enjoy power boating or kayaking, the navigable waters provide endless opportunities for exploration. Additional features include a full daylight basement with outside access, perfect for guests or recreational activities, and an attached side-entry garage with ample driveway space for up to 15 vehicles. This home is not just a residence; it's a lifestyle. Experience the tranquility of waterfront living combined with the luxury of modern amenities, all within the embrace of a warm and inviting atmosphere. Embrace the exclusive lifestyle that awaits you in this remarkable property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10
Kent Island High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1997

Materials

  • Foundation: Other
  • Roof: Architectural Shingle
  • Construction materials: Asphalt,Block,Brick,Concrete,Stucco,Dryvit

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Six Burner Stove,Stainless Steel Appliance(s),Cooktop,Water Heater,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Improved,Exterior Entry,Rear Entrance,Sump Pump,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Upper

Bathroom2

  • Level: Lower

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Upper

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Upper

Bedroom6

  • Level: Main

Bedroom6

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 8
  • Full bathrooms: 8
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Open Floorplan,Formal/Separate Dining Room,Entry Level Bedroom,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Primary Bedroom - Bay Front,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Bar,Wine Storage,2 Story Ceilings,9'+ Ceilings,Tray Ceiling(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Engineered Wood,Luxury Vinyl,Marble,Wood
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 2,840
  • Finished area above ground: 7,312

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 10,152
  • Total interior livable area: 10,152 sqft

Other

  • Level: Main

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804097629
  • Zoning: CS
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Other,Private
  • Patio & porch: Deck,Patio,Terrace
  • Exterior features: Balcony
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Rip-Rap,Bayfront,Bay
  • Waterbody name: Chesapeake Bay
  • Frontage length: Water Frontage Ft: 500

Lot

  • Lot size: 2.78 Acres
  • Features: Cul-De-Sac,Fishing Available,Landscaped,Level,Private,Rear Yard,Rip-Rapped,Poolside

Parking

  • Total spaces: 17
  • Parking features: Garage Faces Side,Inside Entrance,Circular Driveway,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 15

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,025$252,300
Home Insurance *$1,552$18,624
Property Taxes $3,230$38,760
Electricity $1,293$15,521
Total$27,100$325,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$929,142/yr
40% on housing$813,000/yr
45% on housing$722,666/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$281
Queen Anne's County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-11-30Sold$3,495,000
2022-10-24Pending sale$3,500,000
2022-10-17Price change$3,500,000
2022-04-03Listed for sale$3,900,000
2012-05-08Sold$2,500,000
2010-07-24Listing removed$4,500,000
2010-07-21Listed for sale$4,500,000
2010-03-13Listing removed$4,900,000
2009-11-02Price change$4,900,000
2009-07-19Listed for sale$5,400,000
2004-06-02Sold$2,450,000

Coming Soon

AgentLarry Doyle
BrokerageLong & Foster Real Estate, Inc.

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