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4764 W Manatee Loop #55A, Punta Gorda, FL, 33950

3beds
2baths
1,664sqft
$239,000
$144price/sqft
$1,736/moest. monthly cost
$69,440/yrincome needed

About This Home

OPEN HOUSE FRIDAY 10AM-2PM Winter is No More here in Beautiful Harbor View On The Bay. This is a Senior 55 Gated Community here in Sunny Florida. If you are looking for lots of space to dine and entertain friends and family look no further than this Gorgeous 3-bedroom, 2 Bath with a large Porch and a 2 Car Garage. It is a split floor plan which means the bedrooms are on opposite sides of the home for your privacy. The Open Kitchen and Dining room features ceramic tile throughout, separate inside laundry room with cabinetry, a European range hood over the cook top, built-in wall oven and microwave, full mosaic glass backsplash, farm sink in large kitchen island, pantry, 42" cabinets and stainless-steel appliances and LED can lighting. The Grand Master Bedroom has its very own ensuite with dual sinks and a walk-in closet fit for the King or Queen in your life. The 9 foot ceilings make the home feel even bigger and allows for the extra windows for more natural lighting. The Front Porch is 8 x 27 composite decking which is a perfect addition meant for entertaining. The 11x11 brick paver patio in the back is perfect for grilling. The garage has insulated roof panels, it allows the temperature to remain relatively cool. Additional options include upgraded insulation, Galvalume metal roof and impact resistant windows, Hardie Board siding, 5" crown molding, 200 amp electric service. The monthly fee package for Harbor View on the Bay includes Land lease, Sewer, Estimated Water, Trash, Recycling, Yard Waste Service, 1 Gig Fiber Optic Internet, Gated Entry, Lawn Care, Property Taxes, and Use of the Resort Style Amenities for around $1445.00 per month. Harbor View Ownership group contributes a generous yearly amount to the community's Social Fund in hosting planned activities and community events.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
7/10
5/10
Charlotte High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,664

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1445

Features

  • Frontage length: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$164$1,968
Property Taxes $167$2,004
Electricity $197$2,366
Total$1,736$20,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,520/yr
40% on housing$52,080/yr
45% on housing$46,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$216
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-02Listed for sale$239,000
2025-12-31Listing removed$244,900
2025-02-05Price change$244,900
2024-07-12Listed for sale$249,900

For Sale by Agent

AgentTodd Newby
BrokerageNEWBY REALTY INC

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