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8408 317th Place NW, Stanwood, WA, 98292

2beds
3baths
2,330sqft
$1,325,000
$569price/sqft
$8,024/moest. monthly cost
$320,960/yrincome needed

About This Home

Experience the peaceful beauty of waterfront living on Lake Ketchum with your own dock! Surrounded by nature & breathtaking lake views, this thoughtfully designed home offers a lifestyle filled with tranquility, & ample adventures from paddle boarding, kayaking, fishing, & unforgettable wildlife moments—eagles soaring overhead to deer nearby. This one-of-a-kind home features two primary suites in main building w shared or separate entry, an ELEVATOR, open-concept living with stunning water views from almost every room & spacious deck on all three levels. Kitchen is a chef's dream-it is laid out well with a large island -perfect for intimate dinners or entertaining, the space lends itself to unforgettable gatherings. Flex spaces: above the detached garage (15'x25') w deck & views, a separate office space 6'x11' on main deck with large picture window-where work won't feel like work. Another space is a detached studio 10'x12' w loft & amazing views. Every detail has been tastefully & uniquely designed with the current owner's pride of ownership reflected in every corner. There is NO HOA -water thru Wilderness Ridge Water. Currently multi-generational. 3 completely separate living quarters all w kitchens & baths. Layout generates numerous possibilities: MIL suite, short term rental, Airbnb?. Buyer to verify to their satisfaction. This home has fresh, new paint & new 30-year roof. This exceptional retreat blends comfort, character, & true Pacific Northwest living.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
Stanwood Middle SchoolGrades 6-82.9 mi
7/10
Stanwood High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Multi Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,Water Heater: electric,Water Heater Location: downstairs

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Vinyl Plank
  • Number of fireplaces: 2
  • Fireplace features: Gas,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,See Remarks
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,330
  • Total interior livable area: 2,330 sqft

Property

Details

  • Parcel number: 00490100001600
  • Zoning: r5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: propane tank

Features

  • Levels: Multi/Split
  • Patio & porch: Second Kitchen,Second Primary Bedroom,Fireplace,Water Heater
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Low Bank
  • Frontage length: Waterfront Ft: 61'
  • Topography of land: Partial Slope

Lot

  • Lot size: 0.36 Acres
  • Features: Paved,Propane
  • Lot size dimensions: 60' x 253' x 61' x 267'

Parking

  • Total spaces: 6
  • Parking features: Detached Garage
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Ice Storm
Landslide
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,699$80,388
Home Insurance *$286$3,432
Property Taxes $880$10,560
Electricity $159$1,912
Total$8,024$96,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,108/yr
40% on housing$240,720/yr
45% on housing$213,973/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$569This listing

vs Other Active Listings

Avg $/sqft

ZIP 98292$327
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98292$361
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$1,325,000
2026-05-13Listed for sale$1,389,000
2016-01-06Sold$325,000

For Sale by Agent

AgentDana Graupmann
BrokerageRealty One Group Orca

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