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405 Greene Way, Los Banos, CA, 93635

3beds
3baths
1,598sqft
$465,000
$291price/sqft
$3,548/moest. monthly cost
$141,920/yrincome needed

About This Home

Price reduction, Motivated seller, A perfect blend of comfort and convenience in this lovely 3/4 bed, 2.5 bath, two-story home. Home comes with a loft that has been converted to 4th bed room. This home boasts a spacious, open floor plan, inviting living and dining area offering plenty of natural light. Perfect for those family gatherings and entertaining. This contemporary home comes standard with Whirlpool stainless steel appliances (dishwasher, electric stove, microwave), quartz countertops, generous sized kitchen island shaker-styler cabinetry, LVP flooring, solar system panels ( leased with sun strong Inc, Tesla Powerwall, does not include into the sale price. Enjoy the comfort of laminate flooring throughout and the ambiance of a family room that seamlessly connects with the kitchen. Seller done extensive improvements, concreted patio, side walk, extended drive way, professionally landscaped and gutters installed and interior improvements costing additional $ 15k that seller is asking over and above the sale price. For convenience, the laundry room is located upstairs inside. Additional amenities include a garden window, a walk-in closet, two-car garage. The property falls within the Los Banos Unified School District. No HOA -

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Grasslands ElementaryGrades K-60.4 mi
4/10
5/10
Pacheco High SchoolGrades 9-120.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Permanent,Reinforced Concrete,Wood Frame
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Self Cleaning Oven,Oven/Range,Electric Oven/Range
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, HalfonGroundFloor

Bedroom

  • Features: PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningFamilyCombo, EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Walk-In Closet(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Other

Heating & Cooling

  • Heating features: Solar and Gas,Solar With Backup
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,598
  • Total interior livable area: 1,598 sqft

Kitchen

  • Features: IslandwithSink, Pantry

Property

Details

  • Parcel number: 424210079000
  • Zoning: R
  • Special condition: Standard

Features

  • Stories: 2
  • Fencing: Front Yard,Wood

Lot

  • Lot size: 5,248 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric Vehicle Charging Station(s),Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$119$1,428
Property Taxes $680$8,160
Electricity $398$4,786
Total$3,548$42,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,645/yr
40% on housing$106,440/yr
45% on housing$94,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$252
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$465,000
2026-04-27Price change$480,000
2025-12-16Listed for sale$495,000
2024-11-27Sold$456,000
2024-10-31Price change$457,990
2024-10-23Price change$468,990
2024-09-25Listed for sale$473,240

New Construction

AgentHarry Sangha
BrokerageAlliance Bay Realty

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