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1273 Gypsum Ct, Los Banos, CA, 93635

3beds
2baths
1,572sqft
$498,140
$317price/sqft
$3,321/moest. monthly cost
$132,840/yrincome needed

About This Home

Don't miss this opportunity to own this beautiful new 3-bedroom, 2-bath home offering 1,572 sq. ft. of thoughtfully designed living space. Nestled in a desirable cul-de-sac location, this home features a spacious backyard with plenty of room to relax, entertain, or create your dream outdoor retreat. Act quickly and you'll still have the opportunity to personalize your new home by selecting your own countertops and flooring. Reserve today and make it uniquely yours before construction is complete!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
Creekside Junior HighGrades 7-80.6 mi
4/10
Los Banos High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete,Slab
  • Roof: Slate
  • Construction materials: Stucco,Frame

Other

  • Builder name: MHP Builders, inc.

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker
  • Laundry features: Laundry Room,Electric Dryer Hookup,Gas Dryer Hookup,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: See Remarks

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,572 sqft

Kitchen

  • Features: Pantry Closet,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s),Window

Property

Details

  • Parcel number: 430190019000
  • Zoning: R1
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood

Lot

  • Lot size: 6,189 sqft
  • Features: Sprinklers In Front,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Drought
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$127$1,524
Property Taxes $278$3,336
Electricity $398$4,786
Total$3,321$39,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,862/yr
40% on housing$99,630/yr
45% on housing$88,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$252
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$498,140
2026-08-03Price change$498,140
2026-07-24Listed for sale$497,040

New Construction Spec

AgentCarly Drebert
BrokerageCarly Drebert

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