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1309 31st PLACE S S, La Crosse, WI, 54601

3beds
1baths
1,326sqft
$279,000
$210price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

This adorable three-bedroom home on La Crosse's south side sits on just over half an acre at the base of the bluffs. Mature trees and a fully fenced in yard create a peaceful backyard setting that is perfect for entertaining, relaxing in the hot tub or enjoying plenty of room to play. Inside, the home offers convenient main-floor living with a bedroom, updated bathroom and main-floor laundry. The added four-season room provides a comfortable place to unwind and also works well as a home office or flexible living space. Beautiful flowers add curb appeal out front, while the recently added garage provides excellent storage. Close to restaurants, shopping and schools, this well cared for home with numerous updates is ready for its next owners.

Getting Around

20
WalkingCar-Dependent
29
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

6/10
4/10
Longfellow Middle SchoolGrades 6-80.9 mi
7/10
Central High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1906

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 99

Bedroom3

  • Level: Upper
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Speed Internet,Pantry
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,326 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 168

Master Bedroom

  • Level: Main
  • Area: 108

Property

Details

  • Parcel number: 017050304070
  • Zoning: Residential
  • Exclusions: Seller's Personal Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced Yard
  • Living area range: 1251-1500

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Detached,1 Car
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$139$1,668
Property Taxes $392$4,704
Electricity $171$2,054
Total$2,112$25,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 54601$162
La Crosse County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54601$158
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$274,900
2026-08-10Price change$274,900
2026-07-31Price change$279,000
2026-07-20Listed for sale$290,000
2019-05-31Sold$139,000
2016-01-18Sold$108,500
2015-12-04Listed for sale$108,500
2010-04-08Sold$76,000
2009-10-08Price change$80,000
2009-06-07Price change$84,900
2008-11-11Price change$95,876
2008-05-29Listed for sale$92,900

For Sale by Agent

AgentJacob Ramey
Brokerage@properties La Crosse

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