5412 Harmony Cir, Riverbank, CA, 95367
About This Home
This French country-style two-story home is under construction offering 9-ft. ceilings and an open-concept layout designed to feel bright and welcoming. A first-floor bedroom with a private bath and walk-in closet provides ideal flexibility for guests or multigenerational living. The kitchen features a walk-in pantry, latte-stained cabinets, quartz countertops, a central island with sink that overlooks the Great Room, perfect for everyday living and entertaining, luxury vinyl plank flooring and Whirlpool® appliance package. Upstairs, enjoy a versatile loft, a dedicated laundry room, and a spacious primary suite with dual walk-in closets. Energy-efficient features include Low-E windows, WaterSense® fixtures, an electric water heater and a smart thermostat. Located in Enclave at Crossroads West within a vibrant master-planned community, residents enjoy access to parks, walking trails, and biking paths. Just minutes from Riverbank Sports Complex and conveniently close to shopping, dining, and entertainment. Easy access to Hwy. 99 offers a smooth commute throughout the Central Valley, Bay Area, and beyond, including Yosemite National Park.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Foundation: Concrete,Slab
- Roof: Tile
- Construction materials: Stucco,Wood
Other
- Builder name: KB Home
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,205 sqft
Kitchen
- Features: Pantry Closet,Island w/Sink
Master Bathroom
- Features: Shower Stall(s)
Property
Details
- Parcel number: 074024102000
- Zoning description: Residential
- Special condition: Standard
Lot
- Lot size: 4,809 sqft
- Features: Other
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Stanislaus County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,215 | $38,580 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $1,030 | $12,360 |
| Electricity | $472 | $5,674 |
| Total | $4,868 | $58,416 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Price change | $654,990 |
| 2026-02-28 | Price change | $642,990 |
| 2026-02-21 | Price change | $640,990 |
| 2026-02-14 | Price change | $641,990 |
| 2026-02-03 | Listed for sale | $634,990 |
New Construction Spec
View on Zillow