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11-2089 Ohialani Rd, Volcano, HI, 96785

2beds
1baths
1,200sqft
$145,000
$121price/sqft
$1,206/moest. monthly cost
$48,240/yrincome needed

About This Home

Located on Ohialani street near the top of the subdivision in lush Fern Forest. This rustic post pier home sits back from the road on 3 acres with an open concept living space and is over 1200 square feet. It has 1 full bath, and 2 bedroom nooks which could be enclosed if needed, a cute kitchen, lanai, a spacious living and recreation area plus an indoor workshop space. Besides high speed fiber-optic internet installed, this is an off grid home. With a small solar system, catchment and on demand hot water. Super private and quiet with large sunny windows over looking the native Ohia forest. The property was hand cleared and planted with tons of tropical ornamentals, fruit, flower trees and plants. The home has been a work in progress and would make a great starter home, project or off grid escape for the right Buyer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-811.3 mi
3/10
Keaau High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 3110321410000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$45$540
Property Taxes $42$504
Electricity $386$4,637
Total$1,206$14,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,348/yr
40% on housing$36,180/yr
45% on housing$32,160/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 96785$287
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96785$407
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$145,000
2026-07-15Price change$160,000
2026-07-08Listed for sale$189,000

For Sale by Agent

AgentMariel H Maloof
BrokerageIslandwide Associates LLC

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