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92-9247 Catamaran Ln, Captain Cook, HI, 96704

--beds
0baths
--sqft
$99,000
--price/sqft
$953/moest. monthly cost
$38,120/yrincome needed

About This Home

Unique property in Hawaiian Ocean View Estates; with a number of living spaces, including a dome...and an accessible lava tube. Buildings have ocean and coastline views, big sunsets and clear night skies for star gazing...and daily ocean breezes. There are lanais and viewing decks for looking, sunning and lounging. There is rudimentary solar power to run lights, a small refrigerator and water and there is a sauna. The property is partially fenced for privacy and has an additional unused building pad at the west end of the parcel. Plenty of potential to develop further and add to what is here now. Look carefully at the photos as there is a lot to see. Affordable life on the Big Island is right here!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-614.0 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1226.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3921690650000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Stone,Wood
  • Has view: Yes
  • View description: Coastline,Forest,Garden,Mountain(s),Ocean,Ocean Horizon,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Gentle Slope,Hilly

Lot

  • Lot size: 1.00 Acres
  • Features: Corner Lot,Grassy,Rocky,Wooded
  • Lot size dimensions: 356 x 122

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$51$612
Property Taxes $28$336
Electricity $374$4,497
Total$953$11,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,674/yr
40% on housing$28,590/yr
45% on housing$25,413/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$355
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Price change$99,000
2026-01-15Listed for sale$89,000

For Sale by Agent

AgentSydney L Sampson
BrokerageH. Mc Kee Realty, Inc.

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