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1840 Harbor Point Dr, Merritt Island, FL, 32952

5beds
6baths
5,628sqft
$3,495,000
$621price/sqft
$25,890/moest. monthly cost
$1,035,600/yrincome needed

About This Home

An extraordinary Space Coast luxury estate, completely reimagined in 2023 with lavish modern upgrades, offering the perfect blend of sophistication and coastal living. Set on 141 feet of elevated Intracoastal shoreline, this deep water sanctuary delivers sweeping river views, with dolphins playing nearby, manatees gliding past, and spectacular rockets launching into the sky. Floor-to-ceiling impact glass fills the home with natural light and frames the ever-changing water scenery, seamlessly connecting indoor and outdoor living. At the heart of the home, a chef's gourmet kitchen features custom cabinetry, quartzite countertops, premium appliances, and designer lighting, flowing effortlessly into open-concept living and dining spaces. The downstairs primary suite is a true retreat, with a cozy sitting area, double-sided fireplace, spa-inspired bath with soaking tub, rain shower, and private sauna. 3 additional bedrooms in the main house are thoughtfully designed with elegant finishes and ample space for family and guests. Outdoors, every detail evokes resort living--swim beneath the stars in the shimmering pool, enjoy cocktails on sunlit patios, host a match on your private tennis court, or set out from the composite dock with lift into endless boating and fishing adventures. Additional guests are welcomed with a detached suite, offering luxury and privacy. Just 55 minutes from Orlando Airport

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Merritt Island High SchoolGrades PK,9-124.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1991

Materials

  • Roof: Tile
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Generational,Spanish,Villa
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Dryer,Gas Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: In Unit,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Eat-in Kitchen,Entrance Foyer,His and Hers Closets,Kitchen Island,Primary Bathroom -Tub with Separate Shower,Primary Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Skylight(s)
  • Flooring: Tile,Wood,Other
  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total interior livable area: 5,628 sqft

Property

Details

  • Parcel number: 253707PC3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Electric Heat,Heated,In Ground,Salt Water
  • Patio & porch: Covered,Front Porch,Patio,Porch,Rear Porch
  • Exterior features: Balcony,Dock,Outdoor Shower,Tennis Court(s),Boat Lift,Impact Windows
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Fencing: Block,Full,Privacy,Wrought Iron
  • Has view: Yes
  • View description: Pool,River,Intracoastal
  • Has water view: Yes
  • Water view: River,Intracoastal
  • On waterfront: Yes
  • Waterfront features: Navigable Water,River Front,Intracoastal
  • Waterbody name: Banana River

Lot

  • Lot size: 0.87 Acres
  • Features: Cul-De-Sac,Dead End Street

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Garage,Garage Door Opener,Gated,Guest,Secured
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,672$212,064
Home Insurance *$4,112$49,344
Property Taxes $3,540$42,480
Electricity $566$6,796
Total$25,890$310,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$887,657/yr
40% on housing$776,700/yr
45% on housing$690,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$621This listing

vs Other Active Listings

Avg $/sqft

ZIP 32952$311
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32952$257
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$3,495,000
2026-01-01Listing removed$3,999,000
2025-08-28Listed for sale$3,999,000
2025-05-13Listing removed--
2025-02-12Listed for sale$4,495,000
2024-06-29Listing removed--
2024-05-31Listed for rent$24,000
2024-05-31Listing removed--
2024-04-29Price change$4,295,000
2024-02-16Listed for sale$4,495,000
2023-06-07Listing removed--
2023-04-20Listed for sale$4,221,000
2021-10-04Sold$1,400,000
2021-09-06Pending sale$1,549,000
2021-06-20Listed for sale$1,549,000
2010-11-02Sold$790,000
2010-08-14Price change$874,900
2010-07-14Price change$925,000
2010-05-29Listed for sale$999,900
2010-03-30Listing removed$1,250,000
2009-12-19Price change$1,250,000
2009-06-06Price change$1,450,000
2009-05-16Listed for sale$1,499,000

For Sale by Agent

AgentScott M Bouchard
BrokerageOne Sotheby's International

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