150 Utopia Cir, Merritt Island, FL, 32952
About This Home
72-Hour Kick Out Discover one of Brevard County's most unique communities with 1-acre lots and a private 21-slip marina! Nestled between the Banana and Indian Rivers on scenic S. Tropical Trail, this 5,000+ SF home is a boater's paradise, a mechanic's dream, and a movie lover's retreat. It offers 4 beds, 4 baths, an office, theater room, and 4-car garage. Enjoy true island living on 1 acre with an RV pad and an 8k-lb lift in your dedicated marina slip. The fully fenced yard is framed by oaks, coconut palms, and lush tropical landscaping. A screened, heated saltwater pool with hot tub and bar creates the perfect entertaining space. Inside, a split floor plan provides privacy, enhanced by high coffered ceilings and three fireplaces. The gourmet kitchen is ideal for chefs, while the 900-sf owner's retreat boasts a private balcony and spa-style bath. Home warranty included! Metal roof (2015), solar attic fans (2025), and newer AC (2024). **Assumable VA loan 2.85%**
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Metal
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Electric Water Heater,Gas Range,Refrigerator
- Laundry features: Lower Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,His and Hers Closets,Primary Bathroom - Tub with Shower,Split Bedrooms,Walk-In Closet(s)
- Flooring: Laminate,Tile
- Number of fireplaces: 3
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Attic Fan,Central Air,Multi Units
Interior Area
- Total interior livable area: 5,308 sqft
Property
Details
- Parcel number: 26370604A16
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Electric Heat,Heated,In Ground,Salt Water,Screen Enclosure
- Patio & porch: Covered,Porch,Rear Porch,Screened
- Exterior features: Balcony
- Fencing: Back Yard,Chain Link,Fenced,Full
- Has view: Yes
- View description: Pool
Lot
- Lot size: 1 Acres
- Features: Many Trees,Sprinklers In Front
Parking
- Total spaces: 4
- Parking features: Additional Parking,Attached,Garage,Garage Door Opener,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,809 | $69,708 |
| Home Insurance * | $1,352 | $16,224 |
| Property Taxes | $64 | $768 |
| Electricity | $534 | $6,410 |
| Total | $7,759 | $93,108 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $1,149,000 |
| 2026-03-23 | Price change | $1,249,000 |
| 2026-02-10 | Listed for sale | $1,275,000 |
| 2026-01-27 | Pending sale | $1,275,000 |
| 2026-01-18 | Listed for sale | $1,275,000 |
| 2026-01-08 | Pending sale | $1,275,000 |
| 2025-11-27 | Price change | $1,275,000 |
| 2025-10-31 | Price change | $1,299,000 |
| 2025-08-08 | Listed for sale | $1,350,000 |
| 2021-05-17 | Sold | $902,000 |
| 2021-04-05 | Contingent | $949,900 |
| 2021-02-27 | Price change | $949,900 |
| 2020-09-15 | Listed for sale | $999,000 |
| 2011-05-02 | Sold | $595,000 |
| 2011-04-12 | Pending sale | $660,000 |
| 2011-03-26 | Listed for sale | $660,000 |
| 2011-03-04 | Pending sale | $660,000 |
| 2011-02-05 | Price change | $660,000 |
| 2010-10-14 | Price change | $688,750 |
| 2010-04-04 | Price change | $725,000 |
| 2009-11-25 | Price change | $759,900 |
| 2009-06-11 | Listed for sale | $799,900 |
| 1996-04-09 | Sold | $445,000 |
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