9490 S Tropical Trl, Merritt Island, FL, 32952
About This Home
A rare River-to-River estate on nearly 6.2 acres along prestigious S. Tropical Trail offers unparalleled privacy, grandeur, and breathtaking waterfront views. A majestic oak-lined drive leads to this stately residence, featuring 540+ft of Banana River frontage to the east and 200+- ft on the Indian River to the west—both with docks, ensuring stunning sunrises and sunsets. The elegant interior boasts gleaming wood floors, soaring cathedral ceilings, and walls of windows framing serene water views. A river-facing kitchen, spacious living areas, and a luxurious primary suite create an inviting yet refined ambiance. Upstairs, three bedrooms, a Jack & Jill bath, an on-suite, and a versatile bonus room offer ample space. With a new roof (2021) and fresh exterior paint, this estate is a once-in-a-lifetime opportunity to own a rare dual-river property. Experience timeless elegance, unmatched tranquility, and endless possibilities. Mature oaks drape gracefully over the private entrance, setting the tone for the gracious Southern estate living that awaits beyond. The home's classic yet timeless façade exudes elegance, while expansive river frontage offers an exclusive retreat. Sunlit interiors blend warmth and sophistication, featuring cathedral ceilings, gleaming wood floors, and walls of windows that bathe the home in natural light. The primary suite boasts sweeping water vistas, a spa-like bath, and a private sanctuary to enjoy morning coffee. A versatile office/library/nursery and a second office provide flexible space for work or relaxation. Upstairs, three well-appointed bedrooms offer privacy, with a dormer ed bonus room ideal for a second family room, media center, or music space. An additional study/computer area expands possibilities for work or hobbies.This legacy estate, one of the last remaining dual-river properties, offers an unrivaled combination of tranquility, prestige, and endless potential
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Shingle
- Construction materials: Block,Brick,Concrete,Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Lower Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Breakfast Nook,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Guest Suite,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Primary Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Wood Burning,Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 6,713
- Total interior livable area: 4,906 sqft
Property
Details
- Parcel number: 2637280100000.00001.01
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Heated,In Ground
- Patio & porch: Covered,Front Porch,Rear Porch,Terrace
- Fencing: Full,Vinyl,Wrought Iron
- Has view: Yes
- View description: Pool,River,Trees/Woods,Intracoastal
- Has water view: Yes
- Water view: River,Intracoastal
- On waterfront: Yes
- Waterfront features: Navigable Water,River Front,Intracoastal
- Waterbody name: Banana River
Lot
- Lot size: 6.20 Acres
- Features: Many Trees,Split Possible,Other
Parking
- Total spaces: 5
- Parking features: Attached,Detached,Garage,Garage Door Opener,Gated,RV Access/Parking,Secured
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $25,029 | $300,348 |
| Home Insurance * | $5,824 | $69,888 |
| Property Taxes | $4,770 | $57,240 |
| Electricity | $493 | $5,924 |
| Total | $36,116 | $433,392 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $4,950,000 |
| 2025-05-01 | Listed for sale | $6,495,000 |
| 2022-01-21 | Listing removed | -- |
| 2021-07-17 | Listed for sale | $3,750,000 |
| 2020-10-10 | Listing removed | $2,250,000 |
| 2020-06-09 | Listed for sale | $2,250,000 |
| 2020-04-01 | Listing removed | $2,250,000 |
| 2020-03-10 | Price change | $2,250,000 |
| 2020-01-13 | Price change | $2,500,000 |
| 2019-10-21 | Price change | $2,695,000 |
| 2019-06-15 | Listed for sale | $2,950,000 |
| 2001-06-06 | Sold | $750,000 |
| 1996-07-17 | Sold | $200,000 |
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