280 Naylor St NE, Palm Bay, FL, 32907
About This Home
Beautifully updated 4-bed, 2-bath home in highly sought-after Lockmar Estates. New metal roof and Trane AC system in 2024, along with all new gutters and exterior paint. Entirely new septic system in 2019. New electrical panel 2026. Sitting on 0.4 acres, the majestic oaks and wide variety of native plants and trees create a feeling of nature and privacy, attracting a huge variety of birds and butterflies. The home has been completely updated, with a kitchen featuring solid-wood soft-close cabinets and brand new GE S/S refrigerator, range and microwave. The living room features a wood burning fireplace and a door that leads to the recently re-screened back porch. No carpet in this house. Accordion storm shutters for added security and full chain link fence in back. This home features a thoughtfully designed native Florida landscape, offering lower water usage, reduced maintenance, and year-round natural beauty. Carefully selected plants are adapted to Florida's climate and soils, resulting in fewer chemicals, minimal irrigation once established, and greater resilience to heat, humidity, and storms. Four rain barrels help to conserve water. Enjoy every square foot of your property, from the multiple outdoor sitting areas to your own private nature trails. No neighbors behind you and no HOA. Electric is underground and fiber internet connection is available. Close to schools, parks, shopping, dining & entertainment, medical facilities and the beaches!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Roof: Metal
- Construction materials: Brick Veneer,Frame,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Pantry,Split Bedrooms
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,850 sqft
Property
Details
- Parcel number: 283730Kp02408.00003.00
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Patio,Rear Porch,Screened
- Exterior features: Storm Shutters
- Fencing: Back Yard,Chain Link
Lot
- Lot size: 0.40 Acres
- Features: Easement Access,Many Trees
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $312 | $3,744 |
| Property Taxes | $346 | $4,152 |
| Electricity | $197 | $2,366 |
| Total | $2,725 | $32,700 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $389,900 |
| 2026-03-17 | Price change | $399,900 |
| 2026-02-28 | Listed for sale | $410,000 |
| 1996-10-08 | Sold | $105,000 |
View on Zillow