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2151 Charlotte Amalie Ct, Punta Gorda, FL, 33950

3beds
2baths
1,819sqft
$699,000
$384price/sqft
$5,329/moest. monthly cost
$213,160/yrincome needed

About This Home

Welcome home to million-dollar views and the best of waterfront living! This FULLY RENOVATED beauty delivers a rare blend of modern design, comfort, and a true Florida Lifestyle. Thoughtfully redesigned for effortless single-level living and accessibility, the home features a bright open-concept floor plan tailored for both everyday comfort and entertaining. With seamless indoor-outdoor flow that creates an inviting atmosphere and connects expansive living spaces to outdoor entertaining areas. No detail was overlooked in the extensive top-to-bottom renovation, including beautifully REMODLED BATHROOMS, upgraded countertops, NEW FLOORING throughout, fresh interior and exterior paint, enhanced lighting, an epoxy-coated garage floor, and a FULLY RENOVATED KITCHEN with new appliances and quartz countertops. The outdoor living space has been significantly enhanced with new screens, professionally sealed back patio and a convenient pool-access bathroom. There is a custom outdoor bar area along with a fully operational 10,000 lb. boat lift that provides direct water access and elevates the true waterfront lifestyle. Additional improvements include added attic insulation for energy efficiency, a recently serviced irrigation system, and a professionally reviewed electrical system for code compliance and peace of mind. Modern spot-resistant shower glass coatings add a practical touch of low-maintenance luxury. Prime location conveniently located near top-rated golf courses, dining, and amenities. A true rare opportunity that offers the perfect balance of privacy and luxury in one of the most desirable communities in all of Punta Gorda! NEVER FLOODED. Come discover the best of the best of waterfront lifestyle, where quality renovations meet exceptional location. Easy to show and easy to close. Call today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
4/10
5/10
Charlotte High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooktop,Freezer,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Bedroom on Main Level,Breakfast Area,Kitchen Island,Main Level Primary,Shower Only,Separate Shower,Vaulted Ceiling(s),Split Bedrooms,Family Room
  • Window features: Double Hung,Shutters
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,524
  • Total interior livable area: 1,819 sqft

Property

Details

  • Parcel number: 412223202003
  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Electric Heat,Heated,In Ground
  • Exterior features: Sprinkler/Irrigation,Shutters Manual
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 9,147 sqft
  • Features: Rectangular Lot,Sprinklers Automatic

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$480$5,760
Property Taxes $1,118$13,416
Electricity $197$2,366
Total$5,329$63,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,708/yr
40% on housing$159,870/yr
45% on housing$142,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$214
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$699,000
2026-07-20Price change$729,000
2026-06-23Listed for sale$765,000
2026-03-04Listing removed$549,000
2025-09-15Price change$549,000
2025-08-21Price change$599,000
2025-07-28Listed for sale$639,900
2025-07-28Listing removed$2,700
2025-06-17Price change$2,700
2025-05-25Price change$2,900
2025-05-11Price change$3,150
2025-04-22Listed for rent$3,450
2022-11-01Listing removed--
2022-10-27Listed for rent$3,500
2022-10-03Listing removed--
2022-07-25Price change$3,000
2022-07-01Sold$690,000
2022-07-01Listed for rent$3,500
2022-05-26Pending sale$725,000
2022-05-24Price change$725,000
2022-05-11Listed for sale$750,000
1997-06-02Sold$175,000

For Sale by Agent

AgentTroy Martin
BrokerageBoland Realty Consultants, LLC

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