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1259 Royal Tern Dr, Punta Gorda, FL, 33950

5beds
4baths
4,394sqft
$1,650,000
$376price/sqft
$12,522/moest. monthly cost
$500,880/yrincome needed

About This Home

One or more photo(s) has been virtually staged. WATERFRONT EXECUTIVE RESIDENCE – Custom Built by Prestige Homes Freshly painted and move-in ready, this extraordinary Punta Gorda Isles residence sits on a RARE DOUBLE LOT at the end of a quiet cul-de-sac. NEW SOD (2025) A BRAND NEW ROOF (2024) with 40-year warranty, 3 new A/C units, refinished travertine floors, and a FULLY REMODELED KITCHEN (2024) with granite countertops elevate this home to true luxury living. Boater’s Paradise: 128-ft city-maintained concrete seawall, concrete dock with electric & water, 10,000 lb lift, and sailboat access with no fixed bridges to Charlotte Harbor & the Gulf. Expansive Living Space: Nearly 4,400 sq.ft. under air (over 6,400 total) featuring 4+ bedrooms, 4 baths, a heated & cooled 4-car garage, great room, formal living & dining, OFFICE ROOM with Murphy bed and plus versatile bonus rooms (IN LAW) with 2 Murphy beds. Elegant Interior: Cathedral and tray ceilings, wood-look tile, and natural light throughout. The owner’s suite offers a spa-like bath with walk-in tub, shower, and dual sinks. A guest bath doubles as a pool bath. Outdoor Oasis: New screens, saltwater pool with new feeder, summer kitchen, covered lanai, expansive sun deck, and outdoor shower—all designed for entertaining and enjoying breathtaking canal views. Additional Highlights: Circular driveway, storm shutters, city water & sewer, no HOA. Prime Location: Minutes to Fishermen’s Village, historic downtown, golf, parks, walking trails, dining, and the new Sunseeker Resort. This home combines unmatched upgrades, prime waterfront, and the ultimate Southwest Florida lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Range Hood,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom1

  • Features: Bidet,Linen Closet
  • Level: First

Bedroom1

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom5

  • Features: Storage Closet
  • Level: First
  • Area: 820
  • Dimensions: 41x20

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Walk-In Closet(s),In-Law Floorplan
  • Door features: Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Sliding Doors
  • Window features: Shutters,Hurricane Shutters
  • Flooring: Ceramic Tile,Travertine

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 625
  • Dimensions: 25x25

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,460
  • Total interior livable area: 4,394 sqft

Kitchen

  • Features: Breakfast Bar,Ceiling Fan(s),Pantry,Kitchen Island,Granite Counters
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 418
  • Dimensions: 22x19

Office

  • Level: First

Primary Bathroom

  • Features: Dual Sinks,Granite Counters,Handicapped Accessible,Tub with Separate Shower Stall,Walk-In Tub,Window/Skylight in Bath,Walk-In Closet(s)
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 320
  • Dimensions: 16x20

Property

Details

  • Parcel number: 412224229001
  • Zoning: GS-3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Chlorine Free,Salt Water,Screen Enclosure
  • Exterior features: Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Private Mailbox,Rain Gutters
  • Spa features: In Ground
  • Has view: Yes
  • View description: Pool,Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • Waterfront features: Bay/Harbor Access,Saltwater Canal Access,Minimum Wake Zone,Seawall

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$1,133$13,596
Property Taxes $2,604$31,248
Electricity $442$5,306
Total$12,522$150,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$429,325/yr
40% on housing$375,660/yr
45% on housing$333,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$214
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-24Listed for sale$1,650,000
2025-05-31Listing removed$1,950,000
2025-02-10Listed for sale$1,950,000
2024-07-11Listing removed$2,200,000
2024-03-07Listing removed--
2023-12-29Listed for sale$2,200,000
2019-03-22Sold$750,000
2019-03-01Pending sale$790,000
2019-01-30Price change$790,000
2019-01-03Price change$799,500
2018-11-07Price change$829,900
2018-09-13Price change$844,900
2018-08-28Price change$849,900
2018-08-01Price change$879,900
2018-07-12Price change$889,900
2018-06-05Listed for sale$899,900
2017-10-06Sold$712,100
2016-05-31Listing removed$999,000
2014-11-05Price change$999,000
2011-12-02Listed for sale$949,000
1999-04-05Sold$121,000

For Sale by Agent

AgentOlha Mohylna
BrokerageREALTY ONE GROUP MVP

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