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2523 Ryan Blvd, Punta Gorda, FL, 33950

4beds
4baths
3,305sqft
$1,999,999
$605price/sqft
$15,598/moest. monthly cost
$623,920/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Under Construction. Modern 4-bedroom, 4-bath waterfront home located in Punta Gorda Isles community. This elegant residence features 3,305 sq. ft. of living space on a 13,667 sq. ft. lot, built with advanced light-gauge steel-frame modular construction for exceptional strength, efficiency, and sustainability. The home offers spacious open living areas with ceramic and tile floors, large windows, and a contemporary design that fills the interior with natural light. Enjoy a private pool with a 1,243 sq. ft. deck, covered porch, two-car garage, and beautifully landscaped surroundings. The open-concept kitchen and dining areas create an inviting atmosphere perfect for family living and entertaining. Located just minutes from Charlotte Harbor, downtown Punta Gorda, and local marinas, this home combines modern architecture, elegance, and the relaxed Florida waterfront lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Concrete
  • Construction materials: Concrete

Other

  • Builder model: Not applicable
  • Builder name: DDC DEVELOPMENTS

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Microwave,Refrigerator
  • Laundry features: None,Other

Bathroom1

  • Features: No Closet
  • Level: Basement

Bathroom2

  • Features: No Closet
  • Level: Basement

Bathroom3

  • Features: No Closet
  • Level: Basement

Bedroom1

  • Features: No Closet
  • Level: Basement

Bedroom2

  • Features: No Closet
  • Level: Basement

Bedroom3

  • Features: No Closet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Other
  • Flooring: Ceramic Tile,Tile

Great Room

  • Features: No Closet
  • Level: Basement

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,305
  • Total interior livable area: 3,305 sqft

Kitchen

  • Features: No Closet
  • Level: Basement

Living Room

  • Features: No Closet
  • Level: Basement

Primary Bathroom

  • Features: No Closet
  • Level: Basement

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Basement

Property

Details

  • Parcel number: 412223131002
  • Zoning: GS-3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Garden,Lighting

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$1,373$16,476
Property Taxes $3,780$45,360
Electricity $332$3,991
Total$15,598$187,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$534,788/yr
40% on housing$467,940/yr
45% on housing$415,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$605This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$211
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Price change$1,999,999
2025-10-09Listed for sale$2,000,000
2025-09-06Listing removed$1,990,000
2025-05-07Listed for sale$1,990,000
2024-07-15Sold$270,000
2022-10-11Sold$235,000
2022-10-06Pending sale$250,000
2022-10-06Listing removed--
2022-09-16Pending sale$250,000
2022-09-09Listed for sale$250,000
2021-06-21Sold$189,000
2021-05-27Pending sale$189,000
2021-05-21Price change$189,000
2021-05-18Listed for sale$255,000
2021-03-05Sold$148,000
2021-02-03Pending sale$159,500
2021-02-03Listed for sale$159,500
2021-02-03Pending sale$159,500
2021-02-02Price change$159,500
2020-08-20Price change$149,900
2020-02-07Listed for sale$159,900
2017-01-09Sold$116,000
2014-01-30Sold$84,500

New Construction

AgentDanilo Dominguez Cruz
BrokerageTSALACH REAL ESTATE

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