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1306 Osprey DR, Punta Gorda, FL, 33950

3beds
3baths
2,268sqft
$1,675,000
$739price/sqft
$12,271/moest. monthly cost
$490,840/yrincome needed

About This Home

NEW LOWERED PRICE!! Nestled in the picturesque city of Punta Gorda, this waterfront haven offers direct Gulf access and a lifestyle of unparalleled luxury. Imagine stepping into a world where the views and outdoor spaces effortlessly blend into one stunning panorama: a saltwater pool and spa adorned with handcrafted marble pavers invites you to unwind, while an expansive outdoor kitchen sets the stage for al fresco dining under the stars. Enjoy effortless peace of mind with hurricane impact resistance windows, a remote-controlled hurricane protection screens and no-see-um screens, all while savoring the canal view. A 13,500 lb. boat lift beckons boating enthusiasts, with a boat available for purchase separately for those eager to explore the sparkling waters. Inside, discover the elegance of Thermador appliances in a kitchen that boasts a grand island, perfect for family gatherings and entertaining. Marvel at the soaring ceilings and the modern allure of porcelain tile throughout, complemented by an electric fireplace that exudes warmth and ambiance on those cool nights. The home's design features 10' zero corner pocket sliders, seamlessly blending the indoors with the outdoors. Conveniently located just minutes from downtown Punta Gorda and Fisherman's Village, with easy access to an array of amenities, and only 10 minutes by boat to the beautiful Charlotte Harbor, this property is a sanctuary of style and convenience, offering a slice of paradise tailored to your dreams.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Block
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Grill - Gas,Ice Maker,Microwave,Pot Filler,Refrigerator/Freezer,Reverse Osmosis,Self Cleaning Oven,Oven,Washer,Water Treatment Owned
  • Laundry features: Washer/Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining - Living

Features

  • Built-In Cabinets,Closet Cabinets,Fireplace,Foyer,Pantry,Pull Down Stairs,Smoke Detectors,Tray Ceiling(s),Den - Study,Laundry in Residence,Screened Lanai/Porch
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows,Shutters - Screens/Fabric
  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,340
  • Total interior livable area: 2,268 sqft

Kitchen

  • Features: Gas Available, Island, Walk-In Pantry

Property

Details

  • Parcel number: 412224410003

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Pool/Spa Combo,In Ground,Electric Heat,Pool Bath,Salt Water,Screen Enclosure,Self Cleaning
  • Patio & porch: Screened Lanai/Porch
  • Exterior features: Dock,Outdoor Kitchen,Outdoor Shower,Boat Lift,Elec Avail at dock,Water Avail at Dock
  • Has spa: Yes
  • Spa features: In Ground,Heated,Pool Bath,Pool Integrated,Screened,Self Cleaning
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,Navigable Water,Seawall

Lot

  • Lot size: 0.25 Acres
  • Features: Regular

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$1,150$13,800
Property Taxes $2,424$29,088
Electricity $228$2,738
Total$12,271$147,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$420,720/yr
40% on housing$368,130/yr
45% on housing$327,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$739This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$209
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Price change$1,675,000
2025-09-02Price change$1,799,000
2025-08-20Price change$1,848,000
2025-07-02Price change$1,848,500
2025-05-31Price change$1,849,000
2025-05-09Price change$1,850,000
2025-03-15Price change$1,899,500
2024-11-07Listed for sale$1,950,000
2022-11-03Sold$1,173,365
2021-02-11Sold$215,000
2021-01-26Pending sale$235,000
2021-01-19Listed for sale$235,000

For Sale by Agent

AgentMary Abshire
BrokerageJohn R Wood Properties

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