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3518 Terin Ct, Punta Gorda, FL, 33950

3beds
2baths
1,914sqft
$714,900
$374price/sqft
$5,348/moest. monthly cost
$213,920/yrincome needed

About This Home

Welcome to 3518 Terin Court in Punta Gorda Florida! This home has everything you've been looking for! Situated with a view like not many others, nature preserve and a LARGE water view, All while being on a SAILBOAT ACCESS Saltwater canal. Watch the tarpon roll, and Manatees play in your very own backyard, or even from the heated POOL AND SPA. As you go inside you will notice a very open floorpan with more than enough space to entertain guests, while having a split level floor plan. Enjoy beautiful water views all day long from nearly every room in the house. The kitchen has recently been remodeled with fresh granite and Kitchen Aid Appliances. This home is move in ready and calling your name!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 182
  • Dimensions: 14x13

Features

  • Built-in Features,Cathedral Ceiling(s),Eating Space In Kitchen,Open Floorplan,Solid Surface Counters,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,992
  • Total interior livable area: 1,914 sqft

Kitchen

  • Features: Breakfast Bar,Pantry
  • Level: First
  • Area: 126
  • Dimensions: 9x14

Living Room

  • Level: First
  • Area: 352
  • Dimensions: 16x22

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 412320111004
  • Zoning: GS-3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated
  • Patio & porch: Covered,Screened
  • Exterior features: Irrigation System,Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Bayou,Canal
  • Has water view: Yes
  • Water view: Bayou,Canal
  • On waterfront: Yes
  • Waterfront features: Waterfront,Canal - Saltwater,Bay/Harbor Access,Bayou Access,Saltwater Canal Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access,Bridges - No Fixed Bridges,No Wake Zone,Sailboat Water,Seawall
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 9,600 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,614$43,368
Home Insurance *$491$5,892
Property Taxes $1,046$12,552
Electricity $197$2,366
Total$5,348$64,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,360/yr
40% on housing$160,440/yr
45% on housing$142,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$214
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$724,900
2026-02-06Listed for sale$734,900
2026-01-21Listing removed$817,324
2025-05-30Listed for sale$817,324
2001-11-28Sold$290,000
1995-12-29Sold$43,000

For Sale by Agent

AgentNed Zobuk
BrokerageRE/MAX PALM REALTY

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