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525 E HELEN AVENUE, Punta Gorda, FL, 33950

3beds
1baths
1,326sqft
$179,000
$135price/sqft
$1,471/moest. monthly cost
$58,840/yrincome needed

About This Home

Clean and Fresh 3 Bedroom, 1 Bathroom home with a BONUS room and inside laundry room. Situated on a spacious lot with a storage shed, this property offers plenty of room to park boats, RVs, work trailers, and other recreational vehicles. Best of all, there is NO HOA, giving you the freedom and flexibility to store your toys, equipment, and trailers right on your property. The versatile bonus room provides additional space for a home office, hobby room, playroom, guest room, or additional living area. Conveniently located near parks, schools, shopping, dining, and everyday necessities, this property is also just minutes from Punta Gorda's waterfront attractions and the popular Sunseeker Resort. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this property offers affordability, convenience, and room to spread out in a desirable location. Seller is open to creative terms for the right Buyer. Property is located in a flood zone however it has never flooded.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

8/10
4/10
5/10
Charlotte High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Features: No Closet
  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,426
  • Total interior livable area: 1,326 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 412306481004
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Private Yard

Lot

  • Lot size: 6,426 sqft
  • Features: City Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$122$1,464
Property Taxes $247$2,964
Electricity $197$2,366
Total$1,471$17,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,434/yr
40% on housing$44,130/yr
45% on housing$39,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$217
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,400
2026-08-03Listed for rent$1,500
2026-08-03Listing removed$1,500
2026-07-30Listed for rent$1,500
2026-07-27Listed for sale$179,000
2026-07-22Contingent$179,000
2026-07-15Price change$179,000
2026-06-25Listed for sale$189,900
2026-02-27Listing removed$1,500
2026-02-12Price change$1,500
2026-02-04Price change$1,700
2026-01-29Listed for rent$1,800
2025-08-19Sold$138,000

For Sale by Agent

AgentKay Winefordner
BrokerageDALTON WADE INC

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