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6400 Taylor Rd Unit A4, Punta Gorda, FL, 33950

--beds
0baths
--sqft
$39,900
--price/sqft
$452/moest. monthly cost
$18,080/yrincome needed

About This Home

VACANT LOT w LOW HOA FEES situated on a Cul-de-sac in the Active 55+ Alligator Park Community in Punta Gorda. A standout feature of this lot is that the co-op shares (worth $60k) are deeded to the property—meaning the buyer does not have to pay separately for them, a benefit not offered with all lots in the community. Residents of Alligator Park enjoy a clubhouse, community mailbox, large heated pool, and an active social calendar. A golf cart friendly community with low monthly HOA fee includes Water, Sewer, Internet & more! Conveniently located just minutes from US-41 and I-75, and only 10 minutes to downtown Punta Gorda where you can enjoy all the amenities that Punta Gorda has to offer, such as biking, fishing, boating, dining, live entertainment, and much more!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-54.3 mi
4/10
4/10
Charlotte High SchoolGrades 9-123.9 mi

Construction

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Unimproved Land

Property

Details

  • Parcel number: 412327302904
  • Zoning: PD
  • Special condition: None

Features

  • Waterfront features: Lake

Lot

  • Lot size: 4,327 sqft
  • Features: Cul-De-Sac,In County,Irregular Lot
  • Lot size dimensions: 61 x 73 x 54 x 80

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$27$324
Property Taxes $27$324
Electricity $197$2,366
Total$452$5,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,497/yr
40% on housing$13,560/yr
45% on housing$12,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$218
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-13Price change$39,900
2025-12-01Listed for sale$59,900

For Sale by Agent

AgentNicole Dwornik
BrokerageKW PEACE RIVER PARTNERS

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