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1306 TROUT, Punta Gorda, FL, 33950

1beds
1baths
594sqft
$65,500
$110price/sqft
$681/moest. monthly cost
$27,240/yrincome needed

About This Home

Welcome to Alligator Park, a sought-after 55+ resident-owned community in the heart of Punta Gorda, offering an affordable and carefree Florida lifestyle. This well-maintained 5th-wheel residence with sunroom provides comfortable, efficient living with 1 bedroom and 1 bathroom, perfect for seasonal enjoyment or year-round simplicity. The bright sunroom adds valuable living space, ideal for relaxing, entertaining, or enjoying the warm Florida sunshine. A $60,000 land share is included in the sale, adding long-term value and eliminating the uncertainty of lot rent—an excellent opportunity for owners or investors alike. Alligator Park is known for its friendly atmosphere and robust amenities, including a clubhouse, swimming pool, shuffleboard, social activities, and beautifully maintained grounds. Residents enjoy a strong sense of community while being just minutes from historic downtown Punta Gorda, waterfront parks, boating, fishing, dining, farmer’s markets, and Punta Gorda Airport. Ideal as a snowbird retreat, downsizing option, or income-producing investment, this property offers outstanding value in one of Southwest Florida’s most popular active adult communities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-54.3 mi
4/10
5/10
Charlotte High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Other,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Eating Space In Kitchen
  • Flooring: Other

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 594
  • Total interior livable area: 594 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Features: Single Vanity
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 412327328901
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage
  • Waterfront features: Lake

Lot

  • Lot size: 2,400 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $331$3,972
Home Insurance *$44$528
Property Taxes $109$1,308
Electricity $197$2,366
Total$681$8,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,348/yr
40% on housing$20,430/yr
45% on housing$18,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$217
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$65,500
2026-04-28Listed for sale$72,000
2025-05-01Listing removed$71,500
2025-03-11Price change$71,500
2024-10-26Listed for sale$76,500
2024-04-30Listing removed--
2023-11-06Price change$112,000
2023-05-09Listed for sale$119,000
2021-07-02Sold$40,000
2021-04-24Pending sale$51,500
2021-03-29Price change$51,500
2020-10-23Listed for sale$69,900
2015-02-23Sold$22,500
2010-12-21Sold$20,000
2004-03-01Sold$12,500

For Sale by Agent

AgentCathy Matyola
BrokerageCOLDWELL BANKER REALTY

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