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232 W Henry St, Punta Gorda, FL, 33950

2beds
1baths
1,034sqft
$189,000
$183price/sqft
$1,560/moest. monthly cost
$62,400/yrincome needed

About This Home

Tucked behind your very own double gate entrance, surrounded by tall concrete walls, presents a two-bedroom one bath secluded oasis, unscathed by recent storms. Enjoy your two private courtyards, one custom screened enclosed invites the outdoors yet protected from pesky pests while lounging, grilling & entertaining all the while keeping children & pets safe; your other courtyard offers infinite opportunities like gardening. Enter through the new enclosed front porch where natural light and LVP flooring flows from room to room new sleek, recessed lighting illuminate throughout. Tailored cabinetry and granite sink in the kitchen, complements the quartz countertops, a full view glass panel door an added perk of natural light, serves as easy access to the side of the home with ample café area for extra dining options or extra seating as to be near your enclosed courtyard activities. Renovated bathroom, ergonomically, friendly height quartz vanity, tall custom deep set wall cabinet, new toilet and floor to ceiling tile shower. Spacious bedrooms boast serene views from each new oversized, high impact windows. Living room is graced with floor to ceiling windows and sliders, a spacious secluded lanai with privacy pet friendly screens featuring a double door storage option, and access to the back of the yard. Assigned close proximity parking. Some of the many new improvements 2023 present roof, high impact windows, HVAC system, water heater system for efficiency, interior and exterior electric panel upgrade, courtyard & front porch enclosure, pavers and landscaping. The ease and security of condo living is combined with rare flexibility of private expansive outdoor living. This well-appointed updated home offers a non-intrusive homeowners corporation, an 8-resident community, that maintains shared areas for carefree living while enjoying the creative freedom to personalize your property. All securely tucked behind your own double gates.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
86
BikeVery Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Architectural style: Courtyard,Patio
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Solid Surface Counters
  • Window features: Shutters
  • Flooring: Vinyl
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,034
  • Total interior livable area: 1,034 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: First
  • Area: 272
  • Dimensions: 16x17

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Property

Details

  • Parcel number: 412307576002
  • Zoning: NR-15
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch,Rear Porch,Screened
  • Exterior features: Courtyard,Other,Rain Gutters
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 1,180 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$129$1,548
Property Taxes $279$3,348
Electricity $197$2,366
Total$1,560$18,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,485/yr
40% on housing$46,800/yr
45% on housing$41,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$217
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Price change$189,000
2026-02-17Listed for sale$195,000
2025-11-20Listing removed$215,000
2025-06-05Listed for sale$215,000
2024-03-14Sold$259,000
2024-02-14Listed for sale$259,000
2024-02-13Listing removed--
2024-02-06Listed for sale$259,000
2021-01-10Listing removed--
2020-12-26Listed for rent$1,200
2020-12-18Sold$98,000
2011-09-22Sold$47,500
2011-07-12Price change$54,900
2011-04-19Price change$57,900
2010-11-05Price change$59,900
2010-10-24Price change$62,000
2010-10-23Price change$62,900
2010-10-17Price change$62,000
2010-10-16Price change$62,900
2010-10-11Price change$62,000
2010-10-09Price change$62,900
2010-09-12Price change$62,000
2010-09-11Price change$62,900
2010-08-28Price change$62,000
2010-08-21Price change$62,900
2010-08-07Listed for sale$62,000

For Sale by Agent

AgentRyan Finnegan, COLDWELL BANKER SUNSTAR REALTY, Carla Nix, COLDWELL BANKER SUNSTAR REALTY
BrokerageCOLDWELL BANKER SUNSTAR REALTY

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