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7097 W LENOX CIRCLE, Punta Gorda, FL, 33950

2beds
2baths
1,516sqft
$279,000
$184price/sqft
$1,993/moest. monthly cost
$79,720/yrincome needed

About This Home

PRICE IMPROVEMENT! Immaculate Move-In Ready Villa in Waterford Estates! Experience easy Florida living in this beautifully maintained 2-bedroom + den, 2-bath villa offering 1,516 square feet of thoughtfully designed living space in the sought-after gated community of Waterford Estates in Punta Gorda. This newer villa is truly spotless and move-in ready, featuring a bright, open floor plan with a versatile den that's perfect for a home office, hobby room, or additional guest space. The spacious kitchen overlooks the dining and living areas, making it ideal for both entertaining and everyday living. The private primary suite offers a relaxing retreat with an en-suite bath, while the split-bedroom design provides comfort and privacy for guests. Throughout the home, you'll find ceiling fans and window coverings already in place, making your move even easier. Step outside to your private screened lanai, where you'll enjoy peaceful views of the greenspace behind the home, creating a quiet setting for morning coffee, reading, or evening relaxation with added privacy. Waterford Estates offers outstanding amenities, including a resort-style pool, clubhouse, fitness center, pickleball and tennis courts, bocce, sidewalks, and beautifully landscaped grounds. Conveniently located just minutes from historic downtown Punta Gorda, shopping, restaurants, golf, boating, waterfront parks, and I-75, this home combines comfort, convenience, and an exceptional Florida lifestyle. Whether you're looking for a full-time residence or a seasonal retreat, this immaculate villa is ready for you to move in and start enjoying everything in Southwest Florida.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
4/10
5/10
Charlotte High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bathroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Features

  • Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 435
  • Dimensions: 29x15

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,516
  • Total interior livable area: 1,516 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bathroom

  • Features: Shower No Tub
  • Level: First
  • Area: 66
  • Dimensions: 11x6

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 412308251003
  • Zoning: RMF10
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk

Lot

  • Lot size: 4,900 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$191$2,292
Property Taxes $195$2,340
Electricity $197$2,366
Total$1,993$23,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,331/yr
40% on housing$59,790/yr
45% on housing$53,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$216
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$269,000
2026-07-28Listed for sale$279,000
2024-08-21Listing removed$244,270
2024-03-28Listing removed--
2024-03-06Price change$1,800
2024-02-19Price change$2,000
2024-02-12Price change$2,100
2024-01-23Price change$2,225
2024-01-11Listed for rent$2,300
2023-03-15Pending sale$339,900
2023-03-03Price change$339,900
2021-03-13Pending sale$244,270

For Sale by Agent

AgentDarcy Hanley
BrokerageCOLDWELL BANKER SUNSTAR REALTY

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