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5215 S Swiftwater Way APT 3, Homosassa, FL, 34448

1beds
1baths
660sqft
$275,000
$417price/sqft
$2,135/moest. monthly cost
$85,400/yrincome needed

About This Home

Welcome to 5215 S Swiftwater Way, Unit 3—a stunning Homosassa Riverfront condo in the highly sought-after Sportsman Townhomes community. This exceptional residence boasts an open floor plan flooded with natural light, offering breathtaking Homosassa River views and a direct view of Monkey Island right from your living space. Step into the beautifully designed peninsula kitchen, a chef’s dream featuring high-end WOLF appliances and premium finishes—perfect for both everyday cooking and entertaining. The fully remodeled bathroom showcases a spa-like walk-in shower, while recessed lighting throughout the home creates a warm and inviting ambiance. This condo comes fully furnished, making it a true turnkey opportunity—just bring your suitcase and start enjoying riverfront living immediately! Enjoy easy access to the Gulf of Mexico and the Springs, making this a boater’s paradise. Additional perks include an exterior storage closet for all your fishing gear and outdoor equipment, plus community amenities such as a riverfront swimming pool and dock, kayak rack, and ice machines. Don't miss this rare opportunity to own a piece of paradise—schedule your showing today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Crystal River High SchoolGrades PK,9-128.7 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Electric Cooktop,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Open Floorplan,Stone Counters,Window Treatments,Programmable Thermostat
  • Window features: Blinds
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 780
  • Total interior livable area: 660 sqft

Property

Details

  • Parcel number: 2281022
  • Zoning: CLR
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None,Community
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Access,Riprap,River Front,Waterfront
  • Frontage type: River,Waterfront

Lot

  • Features: Zero Lot Line

Parking

  • Parking features: Common

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$151$1,812
Property Taxes $397$4,764
Electricity $197$2,366
Total$2,135$25,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,200/yr
40% on housing$64,050/yr
45% on housing$56,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$168
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$275,000
2026-02-01Listing removed$275,000
2025-08-13Listed for sale$275,000
2025-08-01Listing removed$290,000
2025-02-04Listed for sale$290,000
2024-10-17Listing removed$299,000
2024-05-23Listed for sale$299,000
2017-06-27Sold$212,000
2015-11-09Sold$125,000

For Sale by Agent

AgentTonya Kramer
BrokerageTrotter Realty

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