3585 W Hilltop Ln, Dunnellon, FL, 34433
About This Home
MOTIVATED SELLER! Seller offering potential owner financing with 20 percent down. With 3 bedrooms and two full baths, this versatile property is ideal as an investment, weekend getaway, or full-time residence. Many upgrades. Located just blocks from a public boat ramp and its own deeded access to the Withlacoochee River. Lake Rousseau and the Withlacoochee are perfect for the avid fisherman and outdoor enthusiasts. 15 minutes to the Gulf of Mexico, Gothe Forest and conveniently located to everyday amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Cooktop,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Property
Details
- Parcel number: 1193818
- Zoning: R1
- Special condition: Standard
Features
- Pool features: None
- Exterior features: Concrete Driveway
- Waterfront features: Water Access
- Frontage type: Waterfront
Lot
- Lot size: 6,534 sqft
- Features: Cleared
Parking
- Parking features: Concrete,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $291 | $3,492 |
| Electricity | $197 | $2,366 |
| Total | $1,506 | $18,072 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $180,000 |
| 2026-04-17 | Listed for sale | $195,000 |
| 2025-09-24 | Sold | $152,000 |
| 2023-10-03 | Listing removed | -- |
| 2023-09-26 | Listed for rent | $1,400 |
| 2020-12-09 | Listing removed | $1,100 |
| 2020-11-18 | Listed for rent | $1,100 |
| 2018-11-01 | Sold | $119,300 |
| 2018-09-22 | Pending sale | $119,950 |
| 2018-07-20 | Price change | $119,950 |
| 2018-06-13 | Price change | $129,900 |
| 2018-06-02 | Price change | $135,000 |
| 2018-03-01 | Listed for sale | $139,900 |
| 2018-02-06 | Sold | $65,000 |
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