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6401 N Oakfield Point, Dunnellon, FL, 34433

4beds
2baths
1,782sqft
$414,900
$233price/sqft
$2,844/moest. monthly cost
$113,760/yrincome needed

About This Home

Beautifully remodeled 4-bedroom, 2-bath home situated on 5.08 fully fenced acres in the Mini Farms, offering space, privacy, and room for livestock. This non-smoking homes interior comforts are supported by a 2016 HVAC system, brand new flooring (2025), stainless steel appliances, a wood-burning fireplace and a 2019 shingle roof and skylights. Exterior improvements are a 2023 deck with new stairs and a handicap accessible ramp as well as a brand-new never used 30x50 garage/shop (2025) with 10x10 doors, great for equipment, vehicles, or workshop needs, a 30x14 shop, and a 10x16 shed. Conveniently located minutes away from local hospitals, shopping, Crystal River springs and Rainbow Springs, this property blends peaceful country living with quick access to everyday amenities. A versatile acreage property optimal for those seeking land, storage, and a quiet rural setting not far from town and the new parkway.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
4/10
Crystal River High SchoolGrades PK,9-123.5 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Shingle
  • Construction materials: Manufactured,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home,One Story
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Microwave,Washer
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Fireplace,Laminate Counters,Main Level Primary,Primary Suite,Open Floorplan,Split Bedrooms,Shower Only,Skylights,Separate Shower,Walk-In Closet(s),Window Treatments,First Floor Entry
  • Window features: Blinds,Skylight(s)
  • Flooring: Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,782
  • Total interior livable area: 1,782 sqft

Property

Details

  • Parcel number: 1048320
  • Zoning: RURMH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Wood
  • Exterior features: Awning(s),Deck,Rain Gutters,Room For Pool,Unpaved Driveway
  • Fencing: Wire

Lot

  • Lot size: 5.08 Acres
  • Features: Acreage,Cleared,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Boat,Driveway,Detached,Garage,Parking Pad,Private,RV Access/Parking,Truck Parking,Unpaved,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$249$2,988
Property Taxes $301$3,612
Electricity $197$2,366
Total$2,844$34,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,508/yr
40% on housing$85,320/yr
45% on housing$75,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 34433$152
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34433$161
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$414,900
2026-01-11Listed for sale$424,900
2025-03-19Sold$270,000
2025-02-23Pending sale$274,900
2025-02-15Listed for sale$274,900
2002-07-22Sold$89,800

For Sale by Agent

AgentJennifer Naja
BrokeragePristine Properties

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