1655 Sandbanks Dr Unit 196, San Diego, CA, 92154
About This Home
Welcome to this beautifully upgraded, one-owner 2022 tri-level townhome in one of Otay Mesa's newer communities. Approximately 1,785 sq. ft. with 3 bedrooms, 2.5 bathrooms, and a bonus den, attached MyQ Smart 2-Car Garage, it's built for smart, energy-efficient living, with 8-panel solar and an attached two-car garage with an EV charging plug. The bright, open-concept second floor is designed for entertaining, seamlessly connecting the living room, dining area, and gourmet kitchen. Enjoy quartz countertops, an oversized island with seating for 4–6, stainless steel appliances, a walk-in pantry, guest powder room, and a private balcony with neighborhood, city and mountain views. The third floor features a spacious primary suite with a walk-in closet, upgraded mirrored closet doors, and a private ensuite with a separate water closet. Two additional bedrooms, a full hallway bathroom, and conveniently located upstairs laundry complete the upper level. On the entry level, the oversized den with direct access to the garage offers endless possibilities as a home office, gym, media room, playroom, or potential fourth bedroom. Additional highlights include smart light switches, a smart thermostat, upgraded designer lighting, a tankless water heater, abundant storage, and energy-efficient construction throughout. Ideally located near Otay Mesa Shopping Center, AMC theaters, Kaiser Permanente, and North Island Credit Union Amphitheatre, with easy access to Downtown San Diego, Coronado, local beaches, and both Naval Base San Diego and Naval Base Coronado, this home offers the perfect balance of comfort, convenience, and modern living. Move-in ready with flexible living spaces, designer finishes, and an unbeatable location, this home is ready to welcome its next owner.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Other
- Builder name: Tri Pointe Homes
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Tankless Water Heater
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Closet
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Enclosed Toilet,Granite Counters,Linen Closet,Separate Shower,Walk-In Shower
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Cooling
- Cooling features: Central Air,High Efficiency
Features
- Breakfast Bar,Balcony,Eat-in Kitchen,Pantry,All Bedrooms Up,Entrance Foyer,Walk-In Pantry,Walk-In Closet(s)
- Door features: Mirrored Closet Door(s),Sliding Doors
- Window features: Blinds,Double Pane Windows,Screens
- Flooring: Carpet,Laminate
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Interior Area
- Total interior livable area: 1,785 sqft
Kitchen
- Features: Kitchen Island,Quartz Counters,Walk-In Pantry
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Property
Details
- Parcel number: 6454101174
- Attached to another structure: Yes
- Zoning: R-1:S Single Fam-Res
- Special condition: Standard
- Exclusions: washer/dryer EV Charger
Features
- Levels: Three Or More
- Stories: 3
- Entry location: foyer
- Pool features: None
- Patio & porch: See Remarks,Balcony
- Exterior features: Balcony
- Has view: Yes
- View description: City Lights,Hills,Mountain(s),Panoramic
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Wildfire
- Heat Wave
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $881 | $10,572 |
| Electricity | $398 | $4,786 |
| Total | $4,675 | $56,100 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Contingent | $649,000 |
| 2026-07-09 | Listed for sale | $649,000 |
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