10090 Bay Harbor Ter, Bay Harbor Islands, FL, 33154
About This Home
Experience luxury living in this spacious corner townhome featuring 3 rooms and 3.5 bathrooms across three levels of modern comfort, complete with a 2-car garage. County records reflect the property as a 2-bedroom, 2.5-bath residence; however, the ground-floor room with a full en-suite bath can easily function as a third bedroom, office, den, or guest suite. The open-concept kitchen showcases sleek white cabinetry, black quartz countertops, and stainless steel appliances, while all bathrooms have been tastefully updated with walk-in showers. Enjoy two private balconies, top-floor washer and dryer convenience, abundant natural light, and beautiful wood and tile flooring throughout with no carpet. Hurricane accordion shutters provide added peace of mind, and ample guest parking is available. Ideally located within walking or biking distance to top restaurants, Bal Harbour Shops, Surfside beaches and cafés, and situated within a highly rated school district. Conveniently close to Biscayne Boulevard and just a short drive to South Beach and Aventura Mall.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Concrete Block Construction
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Window features: Hurricane Shutters
- Flooring: Marble
- Common walls with other units/homes: Corner Unit
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Property
Details
- Parcel number: 1322270740060
- Attached to another structure: Yes
Features
- Entry location: Second Floor Entry
- Exterior features: Balcony
- Has view: Yes
- View description: Garden
Parking
- Total spaces: 2
- Parking features: 2 Or More Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Miami-Dade County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $1,392 | $16,704 |
| Electricity | $197 | $2,366 |
| Total | $7,204 | $86,448 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $1,099,000 |
| 2026-06-12 | Price change | $1,150,000 |
| 2026-01-19 | Listed for rent | $9,500 |
| 2025-10-10 | Listed for sale | $1,200,000 |
| 2025-10-01 | Listing removed | $1,350,000 |
| 2025-09-10 | Price change | $1,350,000 |
| 2025-07-31 | Price change | $1,370,000 |
| 2025-02-04 | Listing removed | $10,000 |
| 2024-05-17 | Listed for rent | $10,000 |
| 2009-08-25 | Sold | $320,000 |
| 2001-05-29 | Sold | $230,000 |
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