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3651 SW Magnolia Ridge Ln, Palm City, FL, 34990

4beds
3baths
1,964sqft
$478,000
$243price/sqft
$3,918/moest. monthly cost
$156,720/yrincome needed

About This Home

Builder Close Out! 4 Remaining Units - New Construction Townhome in Prime Palm City Location! Jasmine Model, a beautifully designed 4-bedroom, 3-bathroom townhome with a 1-car garage. This quality-built home features durable CBS construction on both levels, impact-resistant windows, & elegant tile flooring throughout the main living areas. Enjoy 10’ ceilings on the first floor, 9’4” upstairs, & 8’ interior doors throughout that enhance the open, modern feel. The spacious owner’s suite offers a large walk-in closet and a luxurious private bath. Covered Patio with epoxy floors. The island kitchen is a standout with shaker-style cabinets, stainless steel GE appliances, & ample counter space—perfect for entertaining & everyday living. Don’t miss this opportunity to own a new construction home with PREMIUM finishes in desirable Palm City!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
7/10
5/10
Martin County High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Roof: Composition,Metal,Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Water Heater
  • Laundry features: Washer Hookup

Bedroom2

  • Level: Second
  • Dimensions: 11 x 12

Bedroom3

  • Level: Second
  • Dimensions: 11 x 12

Bedroom4

  • Level: Main
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 13 x 9

Features

  • Breakfast Bar,Breakfast Area,Dual Sinks,Kitchen Island,Kitchen/Dining Combo,Pantry,Split Bedrooms,Separate Shower,Upper Level Primary,Walk-In Closet(s)
  • Window features: Sliding,Storm Window(s),Impact Glass
  • Flooring: Carpet,Tile

Great Room

  • Level: Main
  • Dimensions: 16 x 14

Heating & Cooling

  • Heating features: Central,Electric,Individual
  • Cooling features: Attic Fan,Central Air,Electric

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 1,964 sqft

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 15

Patio

  • Level: Main
  • Dimensions: 12 x 7

Property

Details

  • Parcel number: 243840007000002800

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Patio
  • Exterior features: Patio

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,417$29,004
Home Insurance *$408$4,896
Property Taxes $896$10,752
Electricity $197$2,371
Total$3,918$47,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,331/yr
40% on housing$117,540/yr
45% on housing$104,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$290
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$478,000
2025-07-31Listed for sale$498,600

New Construction

AgentSandy Burton
BrokerageWater Pointe Realty Group

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