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6496 Lazara St, Brownsville, TX, 78526

4beds
4baths
1,900sqft
$379,000
$199price/sqft
$2,807/moest. monthly cost
$112,280/yrincome needed

About This Home

Don't miss this exceptional new construction home in the heart of Prisma Heights, one of Brownsville's premier and fastest-growing subdivisions. This beautifully designed 4-bedroom, 3.5-bathroom home sits on an expansive corner lot and offers a rare combination of quality, style, and value. Inside, you'll find elegant quartz countertops, a spacious open-concept layout, and luxurious finishes throughout—perfect for modern family living and entertaining. Built with lasting quality in mind, this home features a 50-year roof warranty, ensuring long-term peace of mind. A premium water softener system is also included, adding comfort and convenience from day one. The large driveway offers ample parking space, and the thoughtful layout balances functionality with high-end design. Well priced for the area, this property presents an outstanding opportunity for buyers seeking new construction in a highly desirable location—without compromising on craftsmanship or features.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
6/10
Resaca Middle SchoolGrades 6-85.3 mi
6/10
Los Fresnos High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Zoning: Res

Features

  • Fencing: Fenced

Lot

  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Double Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$227$2,724
Property Taxes $426$5,112
Electricity $238$2,859
Total$2,807$33,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,240/yr
40% on housing$84,210/yr
45% on housing$74,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 78526$145
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78526$165
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Listed for sale$379,900
2026-05-14Listing removed$379,900
2025-06-27Listed for sale$379,900
2025-02-17Listing removed$85,000
2025-01-09Price change$85,000
2024-10-22Listed for sale$87,500

For Sale by Agent

AgentLucila Vega
BrokerageSPI Realty

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