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257 Mission Villas Rd, San Marcos, CA, 92069

3beds
3baths
1,331sqft
$674,800
$507price/sqft
$4,695/moest. monthly cost
$187,800/yrincome needed

About This Home

Turnkey newer-build (completed 2022) end unit townhome being sold by the original owner in one of the most desirable, central locations in San Marcos with easy access to CSUSM, North City, restaurants, retail establishments, freeways, beaches, local schools, parks, and more! Light, bright, and beautiful, step inside to a thoughtfully designed floor plan with 3 generous bedrooms, 2.5 bathrooms, owned solar, and a spacious 2-car garage (wired for EV charging) spread across 3 levels encompassing over 1300 square feet of living space. The kitchen is the heart of the home with a stainless steel appliance package, granite counters, gleaming white cabinetry, and an eat-at center island. It unfolds into the expansive living and dining area. Also on this level are a powder bath and access out to your private covered balcony. All three bedrooms are on the top floor, including the spacious primary suite with an ensuite bath that includes a walk-in shower. The other two bedrooms share a full bathroom in the hall. One of the secondary bedrooms also has a walk-in closet. Other features include high-end LVP flooring, freshly cleaned carpets and tile, and a closet-stacked washer/dryer on the bedroom level. An attached 2-car garage with private entry and central A/C to the convenience and enjoyment of this home. Residents of Mission Villas enjoy access to playgrounds, picnic tables, community BBQs, and a dog park area. Zoned for Richland Elementary, Woodland Park Middle School, & Mission Hills High School! Just a short drive to tons of shopping, dining, and community amenities spread along the 78 corridor, you will love being so close to CSUSM and everything at North City, along with the Sprinter Rail Line just a short distance away to take you out to the coast. Just minutes to multiple San Marcos parks and recreational activities. Low monthly HOA fees too! Don't miss this one!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Richland ElementaryGrades K-51.4 mi
5/10
7/10
Mission Hills High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Other/Remarks
  • Construction materials: Other/Remarks

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Solar Panels,Washer,Electric Oven,Electric Range,Electric Stove,Electric Cooking
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum/Vinyl,Tile
  • Fireplace features: N/K
  • Common walls with other units/homes: No Unit Above or Below,No Unit Above,No Unit Below,End Unit

Heating & Cooling

  • Heating features: Other/Remarks,Heat Pump
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Property

Details

  • Parcel number: 2202105017
  • Zoning: R-1
  • Zoning description: R-1

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: N/K
  • Patio & porch: Balcony
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Garage Access,Garage,Garage Door Opener,EV Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$134$1,608
Property Taxes $751$9,012
Electricity $398$4,786
Total$4,695$56,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,971/yr
40% on housing$140,850/yr
45% on housing$125,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 92069$446
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92069$518
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$674,800

For Sale by Agent

AgentLindsay Herrell
BrokerageCompass

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